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Insolvency Statistics in Canada — Third quarter of 2009

Printable Version: Insolvency Statistics in Canada — Third quarter of 2009 (PDF Format, 181 KB)

Tables

Definitions

Consumer:
An individual with more than 50 percent of total liabilities related to consumer goods and services.
Business:
Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
Bankruptcy:
The state of a consumer or a business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
Proposal:
An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
NAICS:
North American Industry Classification System.
Economic Region (ER):
Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
Census Metropolitan Area (CMA):
Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100 000 (Statistics Canada's geographical definitions of CMAs).

Table 1: Total Insolvencies

  Volume % Change 12-Month Period Ending
Q3 2009 Q2 2009 Q3 2008 Q2 2009 to Q3 2009 Q3 2008 to Q3 2009 09-30-2009 09-30-2008 % Change
Newfoundland and Labrador 669 776 597 -13.8 12.1 2 611 2 194 19.0
Bankruptcies 634 752 587 -15.7 8.0 2 503 2 135 17.2
Proposals 35 24 10 45.8 250.0 108 59 83.1
Prince Edward Island 123 166 120 -25.9 2.5 548 419 30.8
Bankruptcies 118 157 116 -24.8 1.7 520 392 32.7
Proposals 5 9 4 -44.4 25.0 28 27 3.7
Nova Scotia 1 476 1 423 1 173 3.7 25.8 5 323 4 509 18.1
Bankruptcies 1 316 1 262 1 035 4.3 27.1 4 654 3 915 18.9
Proposals 160 161 138 -0.6 15.9 669 594 12.6
New Brunswick 1 174 1 063 901 10.4 30.3 3 928 3 150 24.7
Bankruptcies 1 044 916 773 14.0 35.1 3 374 2 736 23.3
Proposals 130 147 128 -11.6 1.6 554 414 33.8
Quebec 11 267 11 483 9 044 -1.9 24.6 43 635 35 385 23.3
Bankruptcies 9 497 9 602 7 456 -1.1 27.4 36 269 29 141 24.5
Proposals 1 770 1 881 1 588 -5.9 11.5 7 366 6 244 18.0
Ontario 18 554 18 680 13 252 -0.7 40.0 68 088 50 010 36.1
Bankruptcies 13 573 13 470 9 695 0.8 40.0 48 993 36 433 34.5
Proposals 4 981 5 210 3 557 -4.4 40.0 19 095 13 577 40.6
Manitoba 842 857 693 -1.8 21.5 3 171 2 621 21.0
Bankruptcies 653 704 527 -7.2 23.9 2 515 2 070 21.5
Proposals 189 153 166 23.5 13.9 656 551 19.1
Saskatchewan 714 731 532 -2.3 34.2 2 580 2 021 27.7
Bankruptcies 532 573 427 -7.2 24.6 1 962 1 548 26.7
Proposals 182 158 105 15.2 73.3 618 473 30.7
Alberta 3 628 3 301 1 952 9.9 85.9 12 130 7 127 70.2
Bankruptcies 3 020 2 797 1 604 8.0 88.3 10 227 5 799 76.4
Proposals 608 504 348 20.6 74.7 1 903 1 328 43.3
British Columbia 3 680 3 577 2 393 2.9 53.8 13 255 8 782 50.9
Bankruptcies 3 008 2 908 1 955 3.4 53.9 10 895 7 208 51.2
Proposals 672 669 438 0.4 53.4 2 360 1 574 49.9
Northwest Territories 17 14 7 21.4 142.9 49 28 75.0
Bankruptcies 17 11 7 54.5 142.9 42 25 68.0
Proposals 0 3 0 -100.0 -- 7 3 133.3
Yukon 15 10 8 50.0 87.5 42 30 40.0
Bankruptcies 15 10 7 50.0 114.3 39 28 39.3
Proposals 0 0 1 -- -100.0 3 2 50.0
Nunavut 1 5 1 -80.0 0.0 10 6 66.7
Bankruptcies 0 5 1 -100.0 -100.0 9 4 125.0
Proposals 1 0 0 -- -- 1 2 -50.0
Canada 42 160 42 086 30 673 0.2 37.4 155 370 116 282 33.6
Bankruptcies 33 427 33 167 24 190 0.8 38.2 122 002 91 434 33.4
Proposals 8 733 8 919 6 483 -2.1 34.7 33 368 24 848 34.3

Table 2: Insolvencies Filed by Consumers

  Volume % Change 12-Month Period Ending
Q3 2009 Q2 2009 Q3 2008 Q2 2009 to Q3 2009 Q3 2008 to Q3 2009 09-30-2009 09-30-2008 % Change
Newfoundland and Labrador 666 761 592 -12.5 12.5 2 578 2 154 19.7
Bankruptcies 631 738 582 -14.5 8.4 2 471 2 096 17.9
Proposals 35 23 10 52.2 250.0 107 58 84.5
Prince Edward Island 112 155 114 -27.7 -1.8 517 398 29.9
Bankruptcies 108 148 111 -27.0 -2.7 495 374 32.4
Proposals 4 7 3 -42.9 33.3 22 24 -8.3
Nova Scotia 1 448 1 365 1 128 6.1 28.4 5 164 4 294 20.3
Bankruptcies 1 292 1 208 995 7.0 29.8 4 516 3 726 21.2
Proposals 156 157 133 -0.6 17.3 648 568 14.1
New Brunswick 1 140 1 026 836 11.1 36.4 3 776 2 916 29.5
Bankruptcies 1 024 886 720 15.6 42.2 3 265 2 541 28.5
Proposals 116 140 116 -17.1 0.0 511 375 36.3
Quebec 10 730 10 842 8 397 -1.0 27.8 41 042 32 688 25.6
Bankruptcies 9 074 9 108 6 963 -0.4 30.3 34 263 26 995 26.9
Proposals 1 656 1 734 1 434 -4.5 15.5 6 779 5 693 19.1
Ontario 17 911 17 975 12 643 -0.4 41.7 65 410 47 121 38.8
Bankruptcies 13 004 12 862 9 175 1.1 41.7 46 684 33 967 37.4
Proposals 4 907 5 113 3 468 -4.0 41.5 18 726 13 154 42.4
Manitoba 827 825 673 0.2 22.9 3 084 2 509 22.9
Bankruptcies 643 674 507 -4.6 26.8 2 445 1 968 24.2
Proposals 184 151 166 21.9 10.8 639 541 18.1
Saskatchewan 659 663 491 -0.6 34.2 2 360 1 811 30.3
Bankruptcies 487 519 396 -6.2 23.0 1 788 1 396 28.1
Proposals 172 144 95 19.4 81.1 572 415 37.8
Alberta 3 503 3 183 1 832 10.1 91.2 11 631 6 626 75.5
Bankruptcies 2 917 2 706 1 497 7.8 94.9 9 809 5 384 82.2
Proposals 586 477 335 22.9 74.9 1 822 1 242 46.7
British Columbia 3 561 3 425 2 238 4.0 59.1 12 716 8 234 54.4
Bankruptcies 2 926 2 784 1 815 5.1 61.2 10 469 6 747 55.2
Proposals 635 641 423 -0.9 50.1 2 247 1 487 51.1
Northwest Territories 17 14 7 21.4 142.9 49 25 96.0
Bankruptcies 17 11 7 54.5 142.9 42 22 90.9
Proposals 0 3 0 -100.0 -- 7 3 133.3
Yukon 15 10 8 50.0 87.5 42 25 68.0
Bankruptcies 15 10 7 50.0 114.3 39 23 69.6
Proposals 0 0 1 -- -100.0 3 2 50.0
Nunavut 0 5 1 -100.0 -100.0 9 6 50.0
Bankruptcies 0 5 1 -100.0 -100.0 9 4 125.0
Proposals 0 0 0 -- -- 0 2 -100.0
Canada 40 589 40 249 28 960 0.8 40.2 148 378 108 807 36.4
Bankruptcies 32 138 31 659 22 776 1.5 41.1 116 295 85 243 36.4
Proposals 8 451 8 590 6 184 -1.6 36.7 32 083 23 564 36.2

Table 3: Insolvencies Filed by Businesses

  Volume % Change 12-Month Period Ending
Q3 2009 Q2 2009 Q3 2008 Q2 2009 to Q3 2009 Q3 2008 to Q3 2009 09-30-2009 09-30-2008 % Change
Newfoundland and Labrador 3 15 5 -80.0 -40.0 33 40 -17.5
Bankruptcies 3 14 5 -78.6 -40.0 32 39 -17.9
Proposals 0 1 0 -100.0 -- 1 1 0.0
Prince Edward Island 11 11 6 0.0 83.3 31 21 47.6
Bankruptcies 10 9 5 11.1 100.0 25 18 38.9
Proposals 1 2 1 -50.0 0.0 6 3 100.0
Nova Scotia 28 58 45 -51.7 -37.8 159 215 -26.0
Bankruptcies 24 54 40 -55.6 -40.0 138 189 -27.0
Proposals 4 4 5 0.0 -20.0 21 26 -19.2
New Brunswick 34 37 65 -8.1 -47.7 152 234 -35.0
Bankruptcies 20 30 53 -33.3 -62.3 109 195 -44.1
Proposals 14 7 12 100.0 16.7 43 39 10.3
Quebec 537 641 647 -16.2 -17.0 2 593 2 697 -3.9
Bankruptcies 423 494 493 -14.4 -14.2 2 006 2 146 -6.5
Proposals 114 147 154 -22.4 -26.0 587 551 6.5
Ontario 643 705 609 -8.8 5.6 2 678 2 889 -7.3
Bankruptcies 569 608 520 -6.4 9.4 2 309 2 466 -6.4
Proposals 74 97 89 -23.7 -16.9 369 423 -12.8
Manitoba 15 32 20 -53.1 -25.0 87 112 -22.3
Bankruptcies 10 30 20 -66.7 -50.0 70 102 -31.4
Proposals 5 2 0 150.0 -- 17 10 70.0
Saskatchewan 55 68 41 -19.1 34.1 220 210 4.8
Bankruptcies 45 54 31 -16.7 45.2 174 152 14.5
Proposals 10 14 10 -28.6 0.0 46 58 -20.7
Alberta 125 118 120 5.9 4.2 499 501 -0.4
Bankruptcies 103 91 107 13.2 -3.7 418 415 0.7
Proposals 22 27 13 -18.5 69.2 81 86 -5.8
British Columbia 119 152 155 -21.7 -23.2 539 548 -1.6
Bankruptcies 82 124 140 -33.9 -41.4 426 461 -7.6
Proposals 37 28 15 32.1 146.7 113 87 29.9
Northwest Territories 0 0 0 -- -- 0 3 -100.0
Bankruptcies 0 0 0 -- -- 0 3 -100.0
Proposals 0 0 0 -- -- 0 0 --
Yukon 0 0 0 -- -- 0 5 -100.0
Bankruptcies 0 0 0 -- -- 0 5 -100.0
Proposals 0 0 0 -- -- 0 0 --
Nunavut 1 0 0 -- -- 1 0 --
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 1 0 0 -- -- 1 0 --
Canada 1 571 1 837 1 713 -14.5 -8.3 6 992 7 475 -6.5
Bankruptcies 1 289 1 508 1 414 -14.5 -8.8 5 707 6 191 -7.8
Proposals 282 329 299 -14.3 -5.7 1 285 1 284 0.1

Table 4: Insolvencies by NAICS Economic Sectors, Canada

  Volume % Change 12-Month Period Ending
Q3 2009 Q2 2009 Q3 2008 Q2 2009 to Q3 2009 Q3 2008 to Q3 2009 09-30-2009 09-30-2008 % Change
Agriculture, Forestry, Fishing and Hunting 52 77 76 -32.5 -31.6 269 352 -23.6
Bankruptcies 42 66 66 -36.4 -36.4 216 285 -24.2
Proposals 10 11 10 -9.1 0.0 53 67 -20.9
Mining and Oil and Gas Extraction 12 22 13 -45.5 -7.7 56 53 5.7
Bankruptcies 11 13 9 -15.4 22.2 38 33 15.2
Proposals 1 9 4 -88.9 -75.0 18 20 -10.0
Utilities 2 11 3 -81.8 -33.3 21 5 320.0
Bankruptcies 2 8 2 -75.0 0.0 16 4 300.0
Proposals 0 3 1 -100.0 -100.0 5 1 400.0
Construction 245 245 272 0.0 -9.9 1 056 1 236 -14.6
Bankruptcies 212 205 239 3.4 -11.3 907 1 062 -14.6
Proposals 33 40 33 -17.5 0.0 149 174 -14.4
Manufacturing 195 193 192 1.0 1.6 794 769 3.3
Bankruptcies 155 148 145 4.7 6.9 618 597 3.5
Proposals 40 45 47 -11.1 -14.9 176 172 2.3
Wholesale Trade 91 95 93 -4.2 -2.2 384 370 3.8
Bankruptcies 78 86 73 -9.3 6.8 306 292 4.8
Proposals 13 9 20 44.4 -35.0 78 78 0.0
Retail Trade 208 258 223 -19.4 -6.7 972 1 036 -6.2
Bankruptcies 174 207 186 -15.9 -6.5 807 872 -7.5
Proposals 34 51 37 -33.3 -8.1 165 164 0.6
Transportation and Warehousing 147 177 185 -16.9 -20.5 648 784 -17.3
Bankruptcies 116 146 159 -20.5 -27.0 519 666 -22.1
Proposals 31 31 26 0.0 19.2 129 118 9.3
Information and Cultural Industries 29 26 26 11.5 11.5 124 133 -6.8
Bankruptcies 20 18 14 11.1 42.9 93 102 -8.8
Proposals 9 8 12 12.5 -25.0 31 31 0.0
Finance and Insurance 24 48 24 -50.0 0.0 143 120 19.2
Bankruptcies 22 39 20 -43.6 10.0 114 104 9.6
Proposals 2 9 4 -77.8 -50.0 29 16 81.3
Real Estate and Rental and Leasing 46 47 53 -2.1 -13.2 193 171 12.9
Bankruptcies 33 33 45 0.0 -26.7 142 137 3.6
Proposals 13 14 8 -7.1 62.5 51 34 50.0
Professional, Scientific and Technical Services 91 111 107 -18.0 -15.0 436 443 -1.6
Bankruptcies 76 92 87 -17.4 -12.6 366 350 4.6
Proposals 15 19 20 -21.1 -25.0 70 93 -24.7
Management of Companies and Enterprises 8 6 8 33.3 0.0 42 34 23.5
Bankruptcies 6 5 4 20.0 50.0 34 23 47.8
Proposals 2 1 4 100.0 -50.0 8 11 -27.3
Administrative and Support, Waste Management and Remediation Services 61 90 70 -32.2 -12.9 294 301 -2.3
Bankruptcies 55 80 56 -31.3 -1.8 252 249 1.2
Proposals 6 10 14 -40.0 -57.1 42 52 -19.2
Educational Services 10 15 9 -33.3 11.1 48 44 9.1
Bankruptcies 10 12 9 -16.7 11.1 38 37 2.7
Proposals 0 3 0 -100.0 -- 10 7 42.9
Health Care and Social Assistance 19 25 28 -24.0 -32.1 80 99 -19.2
Bankruptcies 17 22 24 -22.7 -29.2 63 80 -21.3
Proposals 2 3 4 -33.3 -50.0 17 19 -10.5
Arts, Entertainment and Recreation 37 35 27 5.7 37.0 145 159 -8.8
Bankruptcies 35 30 21 16.7 66.7 129 133 -3.0
Proposals 2 5 6 -60.0 -66.7 16 26 -38.5
Accommodation and Food Services 204 223 193 -8.5 5.7 842 877 -4.0
Bankruptcies 147 187 167 -21.4 -12.0 671 747 -10.2
Proposals 57 36 26 58.3 119.2 171 130 31.5
Other Services (except Public Administration) 88 131 108 -32.8 -18.5 438 478 -8.4
Bankruptcies 77 109 85 -29.4 -9.4 373 407 -8.4
Proposals 11 22 23 -50.0 -52.2 65 71 -8.5
Public Administration 2 1 3 100.0 -33.3 6 11 -45.5
Bankruptcies 1 1 3 0.0 -66.7 4 11 -63.6
Proposals 1 0 0 -- -- 2 0 --
Total 1 571 1 837 1 713 -14.5 -8.3 6 992 7 475 -6.5
Bankruptcies 1 289 1 508 1 414 -14.5 -8.8 5 707 6 191 -7.8
Proposals 282 329 299 -14.3 -5.7 1 285 1 284 0.1

Table 5: Insolvencies Filed by Consumers by ER

  Volume % Change 12-Month Period Ending
Q3 2009 Q2 2009 Q3 2008 Q2 2009 to Q3 2009 Q3 2008 to Q3 2009 09-30-2009 09-30-2008 % Change
Newfoundland and Labrador 666 761 592 -12.5 12.5 2 578 2 154 19.7
Bankruptcies 631 738 582 -14.5 8.4 2 471 2 096 17.9
Proposals 35 23 10 52.2 250.0 107 58 84.5
Avalon Peninsula 273 317 308 -13.9 -11.4 1 135 1 051 8.0
Bankruptcies 251 306 302 -18.0 -16.9 1 073 1 012 6.0
Proposals 22 11 6 100.0 266.7 62 39 59.0
South Coast - Burin Peninsula 69 67 44 3.0 56.8 241 202 19.3
Bankruptcies 68 66 43 3.0 58.1 238 200 19.0
Proposals 1 1 1 0.0 0.0 3 2 50.0
West Coast - Northern Peninsula - Labrador 126 176 112 -28.4 12.5 520 407 27.8
Bankruptcies 118 173 110 -31.8 7.3 500 399 25.3
Proposals 8 3 2 166.7 300.0 20 8 150.0
Notre Dame - Central Bonavista Bay 198 201 128 -1.5 54.7 682 495 37.8
Bankruptcies 194 193 127 0.5 52.8 660 486 35.8
Proposals 4 8 1 -50.0 300.0 22 9 144.4
Prince Edward Island 112 155 114 -27.7 -1.8 517 398 29.9
Bankruptcies 108 148 111 -27.0 -2.7 495 374 32.4
Proposals 4 7 3 -42.9 33.3 22 24 -8.3
Nova Scotia 1 448 1 365 1 128 6.1 28.4 5 164 4 294 20.3
Bankruptcies 1 292 1 208 995 7.0 29.8 4 516 3 726 21.2
Proposals 156 157 133 -0.6 17.3 648 568 14.1
Cape Breton 245 288 205 -14.9 19.5 992 862 15.1
Bankruptcies 205 235 175 -12.8 17.1 803 705 13.9
Proposals 40 53 30 -24.5 33.3 189 157 20.4
North Shore 252 230 199 9.6 26.6 857 745 15.0
Bankruptcies 226 197 169 14.7 33.7 736 629 17.0
Proposals 26 33 30 -21.2 -13.3 121 116 4.3
Annapolis Valley 224 168 183 33.3 22.4 724 565 28.1
Bankruptcies 206 160 170 28.8 21.2 669 515 29.9
Proposals 18 8 13 125.0 38.5 55 50 10.0
Southern 194 190 148 2.1 31.1 666 576 15.6
Bankruptcies 169 175 129 -3.4 31.0 592 520 13.8
Proposals 25 15 19 66.7 31.6 74 56 32.1
Halifax 533 488 394 9.2 35.3 1 924 1 547 24.4
Bankruptcies 485 440 352 10.2 37.8 1 715 1 358 26.3
Proposals 48 48 42 0.0 14.3 209 189 10.6
New Brunswick 1 140 1 026 836 11.1 36.4 3 776 2 916 29.5
Bankruptcies 1 024 886 720 15.6 42.2 3 265 2 541 28.5
Proposals 116 140 116 -17.1 0.0 511 375 36.3
Campbellton - Miramichi 248 176 133 40.9 86.5 752 577 30.3
Bankruptcies 236 169 121 39.6 95.0 704 525 34.1
Proposals 12 7 12 71.4 0.0 48 52 -7.7
Moncton - Richibucto 356 338 238 5.3 49.6 1 188 830 43.1
Bankruptcies 316 289 211 9.3 49.8 1 026 719 42.7
Proposals 40 49 27 -18.4 48.1 162 111 45.9
Saint John - St.Stephen 214 221 199 -3.2 7.5 777 682 13.9
Bankruptcies 189 182 165 3.8 14.5 645 579 11.4
Proposals 25 39 34 -35.9 -26.5 132 103 28.2
Fredericton - Oromocto 212 182 178 16.5 19.1 673 524 28.4
Bankruptcies 186 147 148 26.5 25.7 547 439 24.6
Proposals 26 35 30 -25.7 -13.3 126 85 48.2
Edmundston - Woodstock 109 108 88 0.9 23.9 386 304 27.0
Bankruptcies 97 99 75 -2.0 29.3 342 280 22.1
Proposals 12 9 13 33.3 -7.7 44 24 83.3
Quebec 10 730 10 842 8 397 -1.0 27.8 41 042 32 688 25.6
Bankruptcies 9 074 9 108 6 963 -0.4 30.3 34 263 26 995 26.9
Proposals 1 656 1 734 1 434 -4.5 15.5 6 779 5 693 19.1
Gaspésie - Îles-de-la-Madeleine 79 117 83 -32.5 -4.8 408 308 32.5
Bankruptcies 60 88 60 -31.8 0.0 308 244 26.2
Proposals 19 29 23 -34.5 -17.4 100 64 56.3
Bas-Saint-Laurent 166 191 183 -13.1 -9.3 726 659 10.2
Bankruptcies 139 158 145 -12.0 -4.1 608 529 14.9
Proposals 27 33 38 -18.2 -28.9 118 130 -9.2
Capitale-Nationale 703 701 526 0.3 33.7 2 675 2 188 22.3
Bankruptcies 612 637 470 -3.9 30.2 2 388 1 936 23.3
Proposals 91 64 56 42.2 62.5 287 252 13.9
Chaudière - Appalaches 382 352 317 8.5 20.5 1 417 1 223 15.9
Bankruptcies 347 301 272 15.3 27.6 1 240 1 070 15.9
Proposals 35 51 45 -31.4 -22.2 177 153 15.7
Estrie 419 376 340 11.4 23.2 1 510 1 170 29.1
Bankruptcies 389 342 309 13.7 25.9 1 393 1 058 31.7
Proposals 30 34 31 -11.8 -3.2 117 112 4.5
Centre-du-Québec 300 354 228 -15.3 31.6 1 196 837 42.9
Bankruptcies 250 314 199 -20.4 25.6 1 021 714 43.0
Proposals 50 40 29 25.0 72.4 175 123 42.3
Montérégie 1 899 1 948 1 440 -2.5 31.9 7 255 5 693 27.4
Bankruptcies 1 597 1 654 1 185 -3.4 34.8 6 070 4 660 30.3
Proposals 302 294 255 2.7 18.4 1 185 1 033 14.7
Montréal 2 791 2 816 2 165 -0.9 28.9 10 477 8 596 21.9
Bankruptcies 2 359 2 329 1 762 1.3 33.9 8 687 6 994 24.2
Proposals 432 487 403 -11.3 7.2 1 790 1 602 11.7
Laval 561 576 456 -2.6 23.0 2 217 1 690 31.2
Bankruptcies 450 446 359 0.9 25.3 1 730 1 326 30.5
Proposals 111 130 97 -14.6 14.4 487 364 33.8
Lanaudière 811 792 639 2.4 26.9 3 024 2 226 35.8
Bankruptcies 656 615 501 6.7 30.9 2 362 1 703 38.7
Proposals 155 177 138 -12.4 12.3 662 523 26.6
Laurentides 973 920 725 5.8 34.2 3 710 2 798 32.6
Bankruptcies 791 746 566 6.0 39.8 2 952 2 232 32.3
Proposals 182 174 159 4.6 14.5 758 566 33.9
Outaouais 660 666 544 -0.9 21.3 2 603 2 263 15.0
Bankruptcies 553 557 460 -0.7 20.2 2 144 1 846 16.1
Proposals 107 109 84 -1.8 27.4 459 417 10.1
Abitibi - Témiscamingue 163 226 163 -27.9 0.0 758 628 20.7
Bankruptcies 157 198 153 -20.7 2.6 670 582 15.1
Proposals 6 28 10 -78.6 -40.0 88 46 91.3
Mauricie 371 349 244 6.3 52.0 1 293 1 045 23.7
Bankruptcies 316 300 213 5.3 48.4 1 112 895 24.2
Proposals 55 49 31 12.2 77.4 181 150 20.7
Saguenay - Lac-Saint-Jean 332 350 264 -5.1 25.8 1 346 1 034 30.2
Bankruptcies 290 320 239 -9.4 21.3 1 195 908 31.6
Proposals 42 30 25 40.0 68.0 151 126 19.8
Côte-Nord 108 98 72 10.2 50.0 372 284 31.0
Bankruptcies 98 91 63 7.7 55.6 332 253 31.2
Proposals 10 7 9 42.9 11.1 40 31 29.0
Nord-du-Québec  12 12 8 0.0 50.0 56 51 9.8
Bankruptcies 10 12 8 -16.7 25.0 51 47 8.5
Proposals 2 0 0 -- -- 5 4 25.0
Ontario 17 911 17 975 12 643 -0.4 41.7 65 410 47 121 38.8
Bankruptcies 13 004 12 862 9 175 1.1 41.7 46 684 33 967 37.4
Proposals 4 907 5 113 3 468 -4.0 41.5 18 726 13 154 42.4
Ottawa 1 453 1 447 1 186 0.4 22.5 5 303 4 437 19.5
Bankruptcies 1 155 1 087 892 6.3 29.5 4 109 3 307 24.3
Proposals 298 360 294 -17.2 1.4 1 194 1 130 5.7
Kingston - Pembroke 687 612 501 12.3 37.1 2 433 1 851 31.4
Bankruptcies 554 494 392 12.1 41.3 1 932 1 436 34.5
Proposals 133 118 109 12.7 22.0 501 415 20.7
Muskoka - Kawarthas 430 482 303 -10.8 41.9 1 650 1 168 41.3
Bankruptcies 322 385 255 -16.4 26.3 1 261 958 31.6
Proposals 108 97 48 11.3 125.0 389 210 85.2
Toronto 7 453 7 471 5 135 -0.2 45.1 26 988 19 197 40.6
Bankruptcies 4 735 4 667 3 346 1.5 41.5 16 849 12 368 36.2
Proposals 2 718 2 804 1 789 -3.1 51.9 10 139 6 829 48.5
Kitchener - Waterloo - Barrie 1 916 1 924 1 238 -0.4 54.8 6 796 4 549 49.4
Bankruptcies 1 420 1 406 890 1.0 59.6 4 892 3 237 51.1
Proposals 496 518 348 -4.2 42.5 1 904 1 312 45.1
Hamilton - Niagara Peninsula 1 975 2 121 1 447 -6.9 36.5 7 515 5 362 40.2
Bankruptcies 1 479 1 530 1 087 -3.3 36.1 5 468 4 036 35.5
Proposals 496 591 360 -16.1 37.8 2 047 1 326 54.4
London 1 154 1 162 856 -0.7 34.8 4 328 2 961 46.2
Bankruptcies 942 953 674 -1.2 39.8 3 520 2 345 50.1
Proposals 212 209 182 1.4 16.5 808 616 31.2
Windsor - Sarnia 1 274 1 222 918 4.3 38.8 4 828 3 504 37.8
Bankruptcies 1 061 1 021 742 3.9 43.0 3 948 2 797 41.2
Proposals 213 201 176 6.0 21.0 880 707 24.5
Stratford - Bruce Peninsula 327 293 237 11.6 38.0 1 113 796 39.8
Bankruptcies 267 256 193 4.3 38.3 911 652 39.7
Proposals 60 37 44 62.2 36.4 202 144 40.3
Northeast 981 940 630 4.4 55.7 3 410 2 578 32.3
Bankruptcies 844 807 545 4.6 54.9 2 910 2 212 31.6
Proposals 137 133 85 3.0 61.2 500 366 36.6
Northwest 261 300 193 -13.0 35.2 1 046 717 45.9
Bankruptcies 224 256 160 -12.5 40.0 884 619 42.8
Proposals 37 44 33 -15.9 12.1 162 98 65.3
Manitoba 827 825 673 0.2 22.9 3 084 2 509 22.9
Bankruptcies 643 674 507 -4.6 26.8 2 445 1 968 24.2
Proposals 184 151 166 21.9 10.8 639 541 18.1
Southeast 51 51 40 0.0 27.5 189 157 20.4
Bankruptcies 39 48 30 -18.8 30.0 163 129 26.4
Proposals 12 3 10 300.0 20.0 26 28 -7.1
South Central 31 18 26 72.2 19.2 97 102 -4.9
Bankruptcies 23 17 23 35.3 0.0 81 93 -12.9
Proposals 8 1 3 700.0 166.7 16 9 77.8
Southwest 95 96 62 -1.0 53.2 360 270 33.3
Bankruptcies 75 75 48 0.0 56.3 265 203 30.5
Proposals 20 21 14 -4.8 42.9 95 67 41.8
North Central 32 35 27 -8.6 18.5 99 84 17.9
Bankruptcies 22 29 23 -24.1 -4.3 78 72 8.3
Proposals 10 6 4 66.7 150.0 21 12 75.0
Winnipeg 520 537 430 -3.2 20.9 1 997 1 608 24.2
Bankruptcies 406 431 322 -5.8 26.1 1 584 1 251 26.6
Proposals 114 106 108 7.5 5.6 413 357 15.7
Interlake 44 39 43 12.8 2.3 141 134 5.2
Bankruptcies 35 36 30 -2.8 16.7 117 101 15.8
Proposals 9 3 13 200.0 -30.8 24 33 -27.3
Parklands 18 18 16 0.0 12.5 92 67 37.3
Bankruptcies 14 13 12 7.7 16.7 73 52 40.4
Proposals 4 5 4 -20.0 0.0 19 15 26.7
North 36 29 28 24.1 28.6 105 86 22.1
Bankruptcies 30 24 19 25.0 57.9 82 67 22.4
Proposals 6 5 9 20.0 -33.3 23 19 21.1
Saskatchewan 659 663 491 -0.6 34.2 2 360 1 811 30.3
Bankruptcies 487 519 396 -6.2 23.0 1 788 1 396 28.1
Proposals 172 144 95 19.4 81.1 572 415 37.8
Regina - Moose Mountain 200 180 149 11.1 34.2 653 548 19.2
Bankruptcies 140 138 108 1.4 29.6 495 399 24.1
Proposals 60 42 41 42.9 46.3 158 149 6.0
Swift Current - Moose Jaw 67 72 45 -6.9 48.9 243 186 30.6
Bankruptcies 51 68 37 -25.0 37.8 194 150 29.3
Proposals 16 4 8 300.0 100.0 49 36 36.1
Saskatoon - Biggar 173 202 137 -14.4 26.3 683 485 40.8
Bankruptcies 129 158 111 -18.4 16.2 495 368 34.5
Proposals 44 44 26 0.0 69.2 188 117 60.7
Yorkton - Melville 66 33 51 100.0 29.4 197 186 5.9
Bankruptcies 44 28 47 57.1 -6.4 160 148 8.1
Proposals 22 5 4 340.0 450.0 37 38 -2.6
Prince Albert 133 157 99 -15.3 34.3 509 376 35.4
Bankruptcies 108 111 85 -2.7 27.1 386 304 27.0
Proposals 25 46 14 -45.7 78.6 123 72 70.8
Northern 19 19 8 0.0 137.5 74 29 155.2
Bankruptcies 15 16 7 -6.3 114.3 58 26 123.1
Proposals 4 3 1 33.3 300.0 16 3 433.3
Alberta 3 503 3 183 1 832 10.1 91.2 11 631 6 626 75.5
Bankruptcies 2 917 2 706 1 497 7.8 94.9 9 809 5 384 82.2
Proposals 586 477 335 22.9 74.9 1 822 1 242 46.7
Lethbridge - Medicine Hat 267 327 188 -18.3 42.0 1 119 696 60.8
Bankruptcies 231 290 161 -20.3 43.5 944 579 63.0
Proposals 36 37 27 -2.7 33.3 175 117 49.6
Camrose - Drumheller 114 109 83 4.6 37.3 416 293 42.0
Bankruptcies 98 98 66 0.0 48.5 370 246 50.4
Proposals 16 11 17 45.5 -5.9 46 47 -2.1
Calgary 1 269 1 089 558 16.5 127.4 4 015 1 998 101.0
Bankruptcies 1 080 919 476 17.5 126.9 3 449 1 692 103.8
Proposals 189 170 82 11.2 130.5 566 306 85.0
Banff - Jasper - Rocky Mountain House 104 60 40 73.3 160.0 281 155 81.3
Bankruptcies 89 55 35 61.8 154.3 245 128 91.4
Proposals 15 5 5 200.0 200.0 36 27 33.3
Red Deer 232 204 94 13.7 146.8 765 398 92.2
Bankruptcies 211 184 81 14.7 160.5 682 326 109.2
Proposals 21 20 13 5.0 61.5 83 72 15.3
Edmonton 1 180 1 067 690 10.6 71.0 3 901 2 436 60.1
Bankruptcies 934 870 526 7.4 77.6 3 166 1 880 68.4
Proposals 246 197 164 24.9 50.0 735 556 32.2
Athabasca - Grande Prairie - Peace River 288 260 138 10.8 108.7 916 492 86.2
Bankruptcies 231 229 121 0.9 90.9 767 412 86.2
Proposals 57 31 17 83.9 235.3 149 80 86.3
Wood Buffalo - Cold Lake 50 67 39 -25.4 28.2 217 160 35.6
Bankruptcies 44 62 31 -29.0 41.9 186 123 51.2
Proposals 6 5 8 20.0 -25.0 31 37 -16.2
British Columbia 3 561 3 425 2 238 4.0 59.1 12 716 8 234 54.4
Bankruptcies 2 926 2 784 1 815 5.1 61.2 10 469 6 747 55.2
Proposals 635 641 423 -0.9 50.1 2 247 1 487 51.1
Vancouver Island and Coast 739 678 465 9.0 58.9 2 595 1 776 46.1
Bankruptcies 628 555 383 13.2 64.0 2 142 1 429 49.9
Proposals 111 123 82 -9.8 35.4 453 347 30.5
Lower Mainland - Southwest 1 958 1 856 1 250 5.5 56.6 6 919 4 510 53.4
Bankruptcies 1 558 1 471 987 5.9 57.9 5 578 3 644 53.1
Proposals 400 385 263 3.9 52.1 1 341 866 54.8
Thompson - Okanagan 504 480 280 5.0 80.0 1 799 1 075 67.3
Bankruptcies 426 391 242 9.0 76.0 1 525 936 62.9
Proposals 78 89 38 -12.4 105.3 274 139 97.1
Kootenay 94 108 49 -13.0 91.8 379 198 91.4
Bankruptcies 77 90 41 -14.4 87.8 319 171 86.5
Proposals 17 18 8 -5.6 112.5 60 27 122.2
Cariboo 173 182 125 -4.9 38.4 655 429 52.7
Bankruptcies 157 165 110 -4.8 42.7 586 358 63.7
Proposals 16 17 15 -5.9 6.7 69 71 -2.8
North Coast 36 41 32 -12.2 12.5 127 91 39.6
Bankruptcies 32 39 24 -17.9 33.3 113 76 48.7
Proposals 4 2 8 100.0 -50.0 14 15 -6.7
Nechako 28 24 12 16.7 133.3 96 69 39.1
Bankruptcies 28 23 12 21.7 133.3 91 63 44.4
Proposals 0 1 0 -100.0 -- 5 6 -16.7
Northeast 29 56 24 -48.2 20.8 146 86 69.8
Bankruptcies 21 50 16 -58.0 31.3 116 70 65.7
Proposals 8 6 8 33.3 0.0 30 16 87.5
Northwest Territories 17 14 7 21.4 142.9 49 25 96.0
Bankruptcies 17 11 7 54.5 142.9 42 22 90.9
Proposals 0 3 0 -100.0 -- 7 3 133.3
Yukon Territory 15 10 8 50.0 87.5 42 25 68.0
Bankruptcies 15 10 7 50.0 114.3 39 23 69.6
Proposals 0 0 1 -- -100.0 3 2 50.0
Nunavut 0 5 1 -100.0 -100.0 9 6 50.0
Bankruptcies 0 5 1 -100.0 -100.0 9 4 125.0
Proposals 0 0 0 -- -- 0 2 -100.0

Table 6: Insolvencies Filed by Businesses by ER

  Volume % Change 12-Month Period Ending
Q3 2009 Q2 2009 Q3 2008 Q2 2009 to Q3 2009 Q3 2008 to Q3 2009 09-30-2009 09-30-2008 % Change
Newfoundland and Labrador 3 15 5 -80.0 -40.0 33 40 -17.5
Bankruptcies 3 14 5 -78.6 -40.0 32 39 -17.9
Proposals 0 1 0 -100.0 -- 1 1 0.0
Avalon Peninsula 1 7 0 -85.7 -- 12 14 -14.3
Bankruptcies 1 7 0 -85.7 -- 12 13 -7.7
Proposals 0 0 0 -- -- 0 1 -100.0
South Coast - Burin Peninsula 1 0 0 -- -- 1 3 -66.7
Bankruptcies 1 0 0 -- -- 1 3 -66.7
Proposals 0 0 0 -- -- 0 0 --
West Coast - Northern Peninsula - Labrador 1 3 2 -66.7 -50.0 12 6 100.0
Bankruptcies 1 3 2 -66.7 -50.0 12 6 100.0
Proposals 0 0 0 -- -- 0 0 --
Notre Dame - Central Bonavista Bay 0 5 3 -100.0 -100.0 8 17 -52.9
Bankruptcies 0 4 3 -100.0 -100.0 7 17 -58.8
Proposals 0 1 0 -100.0 -- 1 0 --
Prince Edward Island 11 11 6 0.0 83.3 31 21 47.6
Bankruptcies 10 9 5 11.1 100.0 25 18 38.9
Proposals 1 2 1 -50.0 0.0 6 3 100.0
Nova Scotia 28 58 45 -51.7 -37.8 159 215 -26.0
Bankruptcies 24 54 40 -55.6 -40.0 138 189 -27.0
Proposals 4 4 5 0.0 -20.0 21 26 -19.2
Cape Breton 5 8 4 -37.5 25.0 23 23 0.0
Bankruptcies 3 7 4 -57.1 -25.0 17 20 -15.0
Proposals 2 1 0 100.0 -- 6 3 100.0
North Shore 4 6 8 -33.3 -50.0 23 45 -48.9
Bankruptcies 2 6 8 -66.7 -75.0 19 40 -52.5
Proposals 2 0 0 -- -- 4 5 -20.0
Annapolis Valley 3 6 4 -50.0 -25.0 24 19 26.3
Bankruptcies 3 6 4 -50.0 -25.0 23 18 27.8
Proposals 0 0 0 -- -- 1 1 0.0
Southern 2 3 2 -33.3 0.0 14 25 -44.0
Bankruptcies 2 3 2 -33.3 0.0 11 25 -56.0
Proposals 0 0 0 -- -- 3 0 --
Halifax 13 35 27 -62.9 -51.9 74 102 -27.5
Bankruptcies 13 32 22 -59.4 -40.9 68 85 -20.0
Proposals 0 3 5 -100.0 -100.0 6 17 -64.7
New Brunswick 34 37 65 -8.1 -47.7 152 234 -35.0
Bankruptcies 20 30 53 -33.3 -62.3 109 195 -44.1
Proposals 14 7 12 100.0 16.7 43 39 10.3
Campbellton - Miramichi 2 9 13 -77.8 -84.6 32 31 3.2
Bankruptcies 1 5 11 -80.0 -90.9 26 29 -10.3
Proposals 1 4 2 -75.0 -50.0 6 2 200.0
Moncton - Richibucto 7 6 15 16.7 -53.3 30 68 -55.9
Bankruptcies 5 5 14 0.0 -64.3 23 61 -62.3
Proposals 2 1 1 100.0 100.0 7 7 0.0
Saint John - St.Stephen 8 6 7 33.3 14.3 25 30 -16.7
Bankruptcies 5 6 5 -16.7 0.0 13 20 -35.0
Proposals 3 0 2 -- 50.0 12 10 20.0
Fredericton - Oromocto 7 4 13 75.0 -46.2 26 51 -49.0
Bankruptcies 2 4 9 -50.0 -77.8 17 41 -58.5
Proposals 5 0 4 -- 25.0 9 10 -10.0
Edmundston - Woodstock 10 12 16 -16.7 -37.5 39 53 -26.4
Bankruptcies 7 10 13 -30.0 -46.2 30 44 -31.8
Proposals 3 2 3 50.0 0.0 9 9 0.0
Quebec 537 641 647 -16.2 -17.0 2 593 2 697 -3.9
Bankruptcies 423 494 493 -14.4 -14.2 2 006 2 146 -6.5
Proposals 114 147 154 -22.4 -26.0 587 551 6.5
Gaspésie - Îles-de-la-Madeleine 2 3 4 -33.3 -50.0 18 21 -14.3
Bankruptcies 1 3 4 -66.7 -75.0 12 14 -14.3
Proposals 1 0 0 -- -- 6 7 -14.3
Bas-Saint-Laurent 8 27 20 -70.4 -60.0 66 68 -2.9
Bankruptcies 6 20 16 -70.0 -62.5 51 54 -5.6
Proposals 2 7 4 -71.4 -50.0 15 14 7.1
Capitale-Nationale 25 48 57 -47.9 -56.1 212 226 -6.2
Bankruptcies 18 24 41 -25.0 -56.1 138 170 -18.8
Proposals 7 24 16 -70.8 -56.3 74 56 32.1
Chaudière - Appalaches 15 28 36 -46.4 -58.3 121 144 -16.0
Bankruptcies 14 20 27 -30.0 -48.1 89 114 -21.9
Proposals 1 8 9 -87.5 -88.9 32 30 6.7
Estrie 26 21 16 23.8 62.5 105 76 38.2
Bankruptcies 21 19 15 10.5 40.0 89 64 39.1
Proposals 5 2 1 150.0 400.0 16 12 33.3
Centre-du-Québec 11 11 20 0.0 -45.0 57 79 -27.8
Bankruptcies 9 8 14 12.5 -35.7 45 63 -28.6
Proposals 2 3 6 -33.3 -66.7 12 16 -25.0
Montérégie 98 86 84 14.0 16.7 391 366 6.8
Bankruptcies 74 69 65 7.2 13.8 309 287 7.7
Proposals 24 17 19 41.2 26.3 82 79 3.8
Montréal 178 205 187 -13.2 -4.8 800 798 0.3
Bankruptcies 145 168 136 -13.7 6.6 646 645 0.2
Proposals 33 37 51 -10.8 -35.3 154 153 0.7
Laval 38 44 39 -13.6 -2.6 156 163 -4.3
Bankruptcies 28 38 32 -26.3 -12.5 126 136 -7.4
Proposals 10 6 7 66.7 42.9 30 27 11.1
Lanaudière 26 43 30 -39.5 -13.3 130 120 8.3
Bankruptcies 19 32 22 -40.6 -13.6 98 90 8.9
Proposals 7 11 8 -36.4 -12.5 32 30 6.7
Laurentides 42 53 41 -20.8 2.4 216 199 8.5
Bankruptcies 36 37 32 -2.7 12.5 163 155 5.2
Proposals 6 16 9 -62.5 -33.3 53 44 20.5
Outaouais 10 20 29 -50.0 -65.5 89 137 -35.0
Bankruptcies 8 14 19 -42.9 -57.9 62 105 -41.0
Proposals 2 6 10 -66.7 -80.0 27 32 -15.6
Abitibi - Témiscamingue 4 5 12 -20.0 -66.7 19 46 -58.7
Bankruptcies 3 5 10 -40.0 -70.0 16 42 -61.9
Proposals 1 0 2 -- -50.0 3 4 -25.0
Mauricie 22 21 26 4.8 -15.4 101 99 2.0
Bankruptcies 17 15 17 13.3 0.0 73 68 7.4
Proposals 5 6 9 -16.7 -44.4 28 31 -9.7
Saguenay - Lac-Saint-Jean 23 15 34 53.3 -32.4 84 107 -21.5
Bankruptcies 18 12 32 50.0 -43.8 65 98 -33.7
Proposals 5 3 2 66.7 150.0 19 9 111.1
Côte-Nord 4 7 7 -42.9 -42.9 21 41 -48.8
Bankruptcies 2 7 7 -71.4 -71.4 19 35 -45.7
Proposals 2 0 0 -- -- 2 6 -66.7
Nord-du-Québec  2 1 1 100.0 100.0 4 7 -42.9
Bankruptcies 2 1 1 100.0 100.0 4 7 -42.9
Proposals 0 0 0 -- -- 0 0 --
Ontario 643 705 609 -8.8 5.6 2 678 2 889 -7.3
Bankruptcies 569 608 520 -6.4 9.4 2 309 2 466 -6.4
Proposals 74 97 89 -23.7 -16.9 369 423 -12.8
Ottawa 53 74 50 -28.4 6.0 274 267 2.6
Bankruptcies 44 69 42 -36.2 4.8 227 220 3.2
Proposals 9 5 8 80.0 12.5 47 47 0.0
Kingston - Pembroke 20 18 20 11.1 0.0 83 88 -5.7
Bankruptcies 18 16 20 12.5 -10.0 78 77 1.3
Proposals 2 2 0 0.0 -- 5 11 -54.5
Muskoka - Kawarthas 12 12 8 0.0 50.0 49 63 -22.2
Bankruptcies 11 10 6 10.0 83.3 44 58 -24.1
Proposals 1 2 2 -50.0 -50.0 5 5 0.0
Toronto 331 365 307 -9.3 7.8 1 347 1 441 -6.5
Bankruptcies 293 307 263 -4.6 11.4 1 135 1 219 -6.9
Proposals 38 58 44 -34.5 -13.6 212 222 -4.5
Kitchener - Waterloo - Barrie 67 59 52 13.6 28.8 223 233 -4.3
Bankruptcies 59 48 46 22.9 28.3 190 200 -5.0
Proposals 8 11 6 -27.3 33.3 33 33 0.0
Hamilton - Niagara Peninsula 78 70 61 11.4 27.9 296 330 -10.3
Bankruptcies 69 63 55 9.5 25.5 261 288 -9.4
Proposals 9 7 6 28.6 50.0 35 42 -16.7
London 22 22 26 0.0 -15.4 98 110 -10.9
Bankruptcies 17 19 25 -10.5 -32.0 88 95 -7.4
Proposals 5 3 1 66.7 400.0 10 15 -33.3
Windsor - Sarnia 21 29 34 -27.6 -38.2 105 131 -19.8
Bankruptcies 21 24 18 -12.5 16.7 93 101 -7.9
Proposals 0 5 16 -100.0 -100.0 12 30 -60.0
Stratford - Bruce Peninsula 11 13 6 -15.4 83.3 43 43 0.0
Bankruptcies 11 12 6 -8.3 83.3 40 40 0.0
Proposals 0 1 0 -100.0 -- 3 3 0.0
Northeast 14 32 36 -56.3 -61.1 118 139 -15.1
Bankruptcies 13 30 31 -56.7 -58.1 114 129 -11.6
Proposals 1 2 5 -50.0 -80.0 4 10 -60.0
Northwest 11 9 7 22.2 57.1 42 43 -2.3
Bankruptcies 11 9 7 22.2 57.1 40 40 0.0
Proposals 0 0 0 -- -- 2 3 -33.3
Manitoba 15 32 20 -53.1 -25.0 87 112 -22.3
Bankruptcies 10 30 20 -66.7 -50.0 70 102 -31.4
Proposals 5 2 0 150.0 -- 17 10 70.0
Southeast 0 4 2 -100.0 -100.0 7 7 0.0
Bankruptcies 0 4 2 -100.0 -100.0 7 7 0.0
Proposals 0 0 0 -- -- 0 0 --
South Central 0 0 2 -- -100.0 2 2 0.0
Bankruptcies 0 0 2 -- -100.0 1 2 -50.0
Proposals 0 0 0 -- -- 1 0 --
Southwest 4 9 9 -55.6 -55.6 19 32 -40.6
Bankruptcies 2 9 9 -77.8 -77.8 17 30 -43.3
Proposals 2 0 0 -- -- 2 2 0.0
North Central 0 6 0 -100.0 -- 10 8 25.0
Bankruptcies 0 6 0 -100.0 -- 6 8 -25.0
Proposals 0 0 0 -- -- 4 0 --
Winnipeg 8 9 7 -11.1 14.3 36 43 -16.3
Bankruptcies 5 7 7 -28.6 -28.6 26 40 -35.0
Proposals 3 2 0 50.0 -- 10 3 233.3
Interlake 1 0 0 -- -- 4 13 -69.2
Bankruptcies 1 0 0 -- -- 4 10 -60.0
Proposals 0 0 0 -- -- 0 3 -100.0
Parklands 2 1 0 100.0 -- 5 6 -16.7
Bankruptcies 2 1 0 100.0 -- 5 4 25.0
Proposals 0 0 0 -- -- 0 2 -100.0
North 0 3 0 -100.0 -- 3 0 --
Bankruptcies 0 3 0 -100.0 -- 3 0 --
Proposals 0 0 0 -- -- 0 0 --
Saskatchewan 55 68 41 -19.1 34.1 220 210 4.8
Bankruptcies 45 54 31 -16.7 45.2 174 152 14.5
Proposals 10 14 10 -28.6 0.0 46 58 -20.7
Regina - Moose Mountain 23 21 9 9.5 155.6 76 57 33.3
Bankruptcies 19 18 5 5.6 280.0 59 41 43.9
Proposals 4 3 4 33.3 0.0 17 16 6.3
Swift Current - Moose Jaw 3 5 8 -40.0 -62.5 16 34 -52.9
Bankruptcies 3 4 7 -25.0 -57.1 12 27 -55.6
Proposals 0 1 1 -100.0 -100.0 4 7 -42.9
Saskatoon - Biggar 12 14 11 -14.3 9.1 51 62 -17.7
Bankruptcies 9 13 8 -30.8 12.5 44 42 4.8
Proposals 3 1 3 200.0 0.0 7 20 -65.0
Yorkton - Melville 10 7 4 42.9 150.0 24 18 33.3
Bankruptcies 8 5 4 60.0 100.0 19 13 46.2
Proposals 2 2 0 0.0 -- 5 5 0.0
Prince Albert 6 19 6 -68.4 0.0 44 34 29.4
Bankruptcies 5 12 5 -58.3 0.0 33 25 32.0
Proposals 1 7 1 -85.7 0.0 11 9 22.2
Northern 1 2 2 -50.0 -50.0 7 3 133.3
Bankruptcies 1 2 2 -50.0 -50.0 6 3 100.0
Proposals 0 0 0 -- -- 1 0 --
Alberta 125 118 120 5.9 4.2 499 501 -0.4
Bankruptcies 103 91 107 13.2 -3.7 418 415 0.7
Proposals 22 27 13 -18.5 69.2 81 86 -5.8
Lethbridge - Medicine Hat 3 2 6 50.0 -50.0 18 53 -66.0
Bankruptcies 3 2 6 50.0 -50.0 13 50 -74.0
Proposals 0 0 0 -- -- 5 3 66.7
Camrose - Drumheller 3 5 6 -40.0 -50.0 14 18 -22.2
Bankruptcies 1 5 5 -80.0 -80.0 12 16 -25.0
Proposals 2 0 1 -- 100.0 2 2 0.0
Calgary 53 41 52 29.3 1.9 198 213 -7.0
Bankruptcies 42 29 45 44.8 -6.7 167 176 -5.1
Proposals 11 12 7 -8.3 57.1 31 37 -16.2
Banff - Jasper - Rocky Mountain House 0 1 4 -100.0 -100.0 13 7 85.7
Bankruptcies 0 0 3 -- -100.0 12 5 140.0
Proposals 0 1 1 -100.0 -100.0 1 2 -50.0
Red Deer 8 8 9 0.0 -11.1 39 37 5.4
Bankruptcies 7 7 8 0.0 -12.5 36 31 16.1
Proposals 1 1 1 0.0 0.0 3 6 -50.0
Edmonton 29 33 28 -12.1 3.6 110 115 -4.3
Bankruptcies 24 24 25 0.0 -4.0 86 89 -3.4
Proposals 5 9 3 -44.4 66.7 24 26 -7.7
Athabasca - Grande Prairie - Peace River 19 19 11 0.0 72.7 72 40 80.0
Bankruptcies 17 18 11 -5.6 54.5 61 34 79.4
Proposals 2 1 0 100.0 -- 11 6 83.3
Wood Buffalo - Cold Lake 9 8 4 12.5 125.0 33 17 94.1
Bankruptcies 8 6 4 33.3 100.0 30 14 114.3
Proposals 1 2 0 -50.0 -- 3 3 0.0
British Columbia 119 152 155 -21.7 -23.2 539 548 -1.6
Bankruptcies 82 124 140 -33.9 -41.4 426 461 -7.6
Proposals 37 28 15 32.1 146.7 113 87 29.9
Vancouver Island and Coast 36 20 32 80.0 12.5 115 100 15.0
Bankruptcies 10 11 25 -9.1 -60.0 74 79 -6.3
Proposals 26 9 7 188.9 271.4 41 21 95.2
Lower Mainland - Southwest 52 82 61 -36.6 -14.8 255 245 4.1
Bankruptcies 44 69 58 -36.2 -24.1 203 212 -4.2
Proposals 8 13 3 -38.5 166.7 52 33 57.6
Thompson - Okanagan 22 19 30 15.8 -26.7 81 100 -19.0
Bankruptcies 20 19 29 5.3 -31.0 76 84 -9.5
Proposals 2 0 1 -- 100.0 5 16 -68.8
Kootenay 1 8 8 -87.5 -87.5 20 24 -16.7
Bankruptcies 1 7 6 -85.7 -83.3 14 15 -6.7
Proposals 0 1 2 -100.0 -100.0 6 9 -33.3
Cariboo 6 18 17 -66.7 -64.7 51 52 -1.9
Bankruptcies 5 14 17 -64.3 -70.6 44 49 -10.2
Proposals 1 4 0 -75.0 -- 7 3 133.3
North Coast 2 1 3 100.0 -33.3 5 10 -50.0
Bankruptcies 2 1 1 100.0 100.0 5 7 -28.6
Proposals 0 0 2 -- -100.0 0 3 -100.0
Nechako 0 2 2 -100.0 -100.0 7 5 40.0
Bankruptcies 0 2 2 -100.0 -100.0 7 5 40.0
Proposals 0 0 0 -- -- 0 0 --
Northeast 0 1 2 -100.0 -100.0 4 10 -60.0
Bankruptcies 0 0 2 -- -100.0 3 8 -62.5
Proposals 0 1 0 -100.0 -- 1 2 -50.0
Northwest Territories 0 0 0 -- -- 0 3 -100.0
Bankruptcies 0 0 0 -- -- 0 3 -100.0
Proposals 0 0 0 -- -- 0 0 --
Yukon Territory 0 0 0 -- -- 0 5 -100.0
Bankruptcies 0 0 0 -- -- 0 5 -100.0
Proposals 0 0 0 -- -- 0 0 --
Nunavut 1 0 0 -- -- 1 0 --
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 1 0 0 -- -- 1 0 --

Table 7: Insolvencies Filed by Consumers by CMA

  Prov. Volume % Change 12-Month Period Ending
Q3 2009 Q2 2009 Q3 2008 Q2 2009 to Q3 2009 Q3 2008 to Q3 2009 09-30-2009 09-30-2008 % Change
St. John's N.L. 201 223 237 -9.9 -15.2 832 778 6.9
Bankruptcies   183 214 233 -14.5 -21.5 781 753 3.7
Proposals   18 9 4 100.0 350.0 51 25 104.0
Halifax N.S. 509 466 381 9.2 33.6 1 850 1 514 22.2
Bankruptcies   463 420 341 10.2 35.8 1 648 1 326 24.3
Proposals   46 46 40 0.0 15.0 202 188 7.4
Moncton N.B. 250 217 173 15.2 44.5 806 606 33.0
Bankruptcies   219 192 151 14.1 45.0 697 528 32.0
Proposals   31 25 22 24.0 40.9 109 78 39.7
Saint John N.B. 161 165 147 -2.4 9.5 594 502 18.3
Bankruptcies   140 135 115 3.7 21.7 495 418 18.4
Proposals   21 30 32 -30.0 -34.4 99 84 17.9
Saguenay Que. 199 200 153 -0.5 30.1 794 604 31.5
Bankruptcies   172 177 135 -2.8 27.4 692 525 31.8
Proposals   27 23 18 17.4 50.0 102 79 29.1
Québec Que. 726 742 557 -2.2 30.3 2 787 2 349 18.6
Bankruptcies   642 666 488 -3.6 31.6 2 470 2 057 20.1
Proposals   84 76 69 10.5 21.7 317 292 8.6
Sherbrooke Que. 282 241 232 17.0 21.6 979 793 23.5
Bankruptcies   259 214 209 21.0 23.9 898 721 24.5
Proposals   23 27 23 -14.8 0.0 81 72 12.5
Trois-Rivières Que. 210 214 145 -1.9 44.8 748 621 20.5
Bankruptcies   180 185 127 -2.7 41.7 655 542 20.8
Proposals   30 29 18 3.4 66.7 93 79 17.7
Montréal Que. 5 535 5 523 4 277 0.2 29.4 20 935 16 634 25.9
Bankruptcies   4 573 4 505 3 410 1.5 34.1 16 987 13 308 27.6
Proposals   962 1 018 867 -5.5 11.0 3 948 3 326 18.7
Ottawa - Gatineau Ont./ Que. 1 486 1 453 1 206 2.3 23.2 5 533 4 723 17.2
Bankruptcies   1 183 1 111 933 6.5 26.8 4 295 3 612 18.9
Proposals   303 342 273 -11.4 11.0 1 238 1 111 11.4
Kingston Ont. 213 210 168 1.4 26.8 772 600 28.7
Bankruptcies   182 184 133 -1.1 36.8 662 487 35.9
Proposals   31 26 35 19.2 -11.4 110 113 -2.7
Peterborough Ont. 116 147 91 -21.1 27.5 485 337 43.9
Bankruptcies   91 118 77 -22.9 18.2 372 286 30.1
Proposals   25 29 14 -13.8 78.6 113 51 121.6
Oshawa Ont. 628 578 348 8.7 80.5 2 185 1 449 50.8
Bankruptcies   392 375 246 4.5 59.3 1 395 957 45.8
Proposals   236 203 102 16.3 131.4 790 492 60.6
Toronto Ont. 6 810 6 900 4 787 -1.3 42.3 24 779 17 918 38.3
Bankruptcies   4 333 4 311 3 099 0.5 39.8 15 484 11 508 34.5
Proposals   2 477 2 589 1 688 -4.3 46.7 9 295 6 410 45.0
Hamilton Ont. 992 1 060 739 -6.4 34.2 3 758 2 691 39.7
Bankruptcies   758 729 547 4.0 38.6 2 706 1 960 38.1
Proposals   234 331 192 -29.3 21.9 1 052 731 43.9
St. Catharines - Niagara Ont. 601 703 453 -14.5 32.7 2 363 1 688 40.0
Bankruptcies   436 536 342 -18.7 27.5 1 722 1 329 29.6
Proposals   165 167 111 -1.2 48.6 641 359 78.6
Kitchener Ont. 742 739 450 0.4 64.9 2 650 1 817 45.8
Bankruptcies   546 565 324 -3.4 68.5 1 914 1 285 48.9
Proposals   196 174 126 12.6 55.6 736 532 38.3
Brantford Ont. 228 199 149 14.6 53.0 768 545 40.9
Bankruptcies   163 141 115 15.6 41.7 544 402 35.3
Proposals   65 58 34 12.1 91.2 224 143 56.6
Guelph Ont. 230 190 144 21.1 59.7 709 473 49.9
Bankruptcies   164 133 95 23.3 72.6 484 328 47.6
Proposals   66 57 49 15.8 34.7 225 145 55.2
London Ont. 855 841 652 1.7 31.1 3 178 2 193 44.9
Bankruptcies   693 689 511 0.6 35.6 2 572 1 735 48.2
Proposals   162 152 141 6.6 14.9 606 458 32.3
Windsor Ont. 713 687 525 3.8 35.8 2 707 1 992 35.9
Bankruptcies   598 569 411 5.1 45.5 2 184 1 552 40.7
Proposals   115 118 114 -2.5 0.9 523