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Insolvency Statistics in Canada — Fourth quarter of 2009
Printable Version: Insolvency Statistics in Canada — Fourth quarter of 2009 (PDF Format, 182 KB)
New report also available: Companies' Creditors Arrangement Act (CCAA) Statistics — Fourth Quarter of 2009
Tables
- Table 1: Total Insolvencies
- Table 2: Insolvencies Filed by Consumers
- Table 3: Insolvencies Filed by Businesses
- Table 4: Insolvencies by NAICS Economic Sectors, Canada
- Table 5: Insolvencies Filed by Consumers by ER
- Table 6: Insolvencies Filed by Businesses by ER
- Table 7: Insolvencies Filed by Consumers by CMA
- Table 8: Insolvencies Filed by Businesses by CMA
Definitions
- Consumer:
- An individual with more than 50 percent of total liabilities related to consumer goods and services.
- Business:
- Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
- Bankruptcy:
- The state of a consumer or a business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
- Proposal:
- An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
- NAICS:
- North American Industry Classification System.
- Economic Region (ER):
- Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
- Census Metropolitan Area (CMA):
- Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100 000 (Statistics Canada's geographical definitions of CMAs).
| Volume | % Change | 12-Month Period Ending | ||||||
|---|---|---|---|---|---|---|---|---|
| Q4 2009 | Q3 2009 | Q4 2008 | Q3 2009 to Q4 2009 | Q4 2008 to Q4 2009 | 12-31-2009 | 12-31-2008 | % Change | |
| Newfoundland and Labrador | 582 | 669 | 492 | -13.0 | 18.3 | 2 701 | 2 220 | 21.7 |
| Bankruptcies | 552 | 634 | 480 | -12.9 | 15.0 | 2 575 | 2 172 | 18.6 |
| Proposals | 30 | 35 | 12 | -14.3 | 150.0 | 126 | 48 | 162.5 |
| Prince Edward Island | 174 | 123 | 145 | 41.5 | 20.0 | 577 | 487 | 18.5 |
| Bankruptcies | 155 | 118 | 135 | 31.4 | 14.8 | 540 | 458 | 17.9 |
| Proposals | 19 | 5 | 10 | 280.0 | 90.0 | 37 | 29 | 27.6 |
| Nova Scotia | 1 344 | 1 476 | 1 187 | -8.9 | 13.2 | 5 480 | 4 745 | 15.5 |
| Bankruptcies | 1 110 | 1 316 | 1 039 | -15.7 | 6.8 | 4 725 | 4 132 | 14.4 |
| Proposals | 234 | 160 | 148 | 46.3 | 58.1 | 755 | 613 | 23.2 |
| New Brunswick | 898 | 1 174 | 852 | -23.5 | 5.4 | 3 974 | 3 312 | 20.0 |
| Bankruptcies | 731 | 1 044 | 717 | -30.0 | 2.0 | 3 388 | 2 851 | 18.8 |
| Proposals | 167 | 130 | 135 | 28.5 | 23.7 | 586 | 461 | 27.1 |
| Quebec | 10 228 | 11 267 | 9 749 | -9.2 | 4.9 | 44 114 | 36 987 | 19.3 |
| Bankruptcies | 7 679 | 9 497 | 8 065 | -19.1 | -4.8 | 35 883 | 30 474 | 17.7 |
| Proposals | 2 549 | 1 770 | 1 684 | 44.0 | 51.4 | 8 231 | 6 513 | 26.4 |
| Ontario | 16 439 | 18 554 | 15 033 | -11.4 | 9.4 | 69 494 | 53 294 | 30.4 |
| Bankruptcies | 10 548 | 13 573 | 10 812 | -22.3 | -2.4 | 48 729 | 38 637 | 26.1 |
| Proposals | 5 891 | 4 981 | 4 221 | 18.3 | 39.6 | 20 765 | 14 657 | 41.7 |
| Manitoba | 734 | 842 | 735 | -12.8 | -0.1 | 3 170 | 2 713 | 16.8 |
| Bankruptcies | 559 | 653 | 566 | -14.4 | -1.2 | 2 508 | 2 128 | 17.9 |
| Proposals | 175 | 189 | 169 | -7.4 | 3.6 | 662 | 585 | 13.2 |
| Saskatchewan | 601 | 714 | 529 | -15.8 | 13.6 | 2 652 | 2 072 | 28.0 |
| Bankruptcies | 398 | 532 | 405 | -25.2 | -1.7 | 1 955 | 1 601 | 22.1 |
| Proposals | 203 | 182 | 124 | 11.5 | 63.7 | 697 | 471 | 48.0 |
| Alberta | 2 750 | 3 628 | 2 318 | -24.2 | 18.6 | 12 562 | 7 912 | 58.8 |
| Bankruptcies | 2 107 | 3 020 | 1 943 | -30.2 | 8.4 | 10 391 | 6 513 | 59.5 |
| Proposals | 643 | 608 | 375 | 5.8 | 71.5 | 2 171 | 1 399 | 55.2 |
| British Columbia | 3 083 | 3 680 | 2 724 | -16.2 | 13.2 | 13 614 | 9 422 | 44.5 |
| Bankruptcies | 2 379 | 3 008 | 2 255 | -20.9 | 5.5 | 11 019 | 7 747 | 42.2 |
| Proposals | 704 | 672 | 469 | 4.8 | 50.1 | 2 595 | 1 675 | 54.9 |
| Northwest Territories | 5 | 17 | 7 | -70.6 | -28.6 | 47 | 26 | 80.8 |
| Bankruptcies | 4 | 17 | 7 | -76.5 | -42.9 | 39 | 23 | 69.6 |
| Proposals | 1 | 0 | 0 | -- | -- | 8 | 3 | 166.7 |
| Yukon | 15 | 15 | 11 | 0.0 | 36.4 | 46 | 35 | 31.4 |
| Bankruptcies | 11 | 15 | 9 | -26.7 | 22.2 | 41 | 31 | 32.3 |
| Proposals | 4 | 0 | 2 | -- | 100.0 | 5 | 4 | 25.0 |
| Nunavut | 3 | 1 | 3 | 200.0 | 0.0 | 10 | 9 | 11.1 |
| Bankruptcies | 2 | 0 | 3 | -- | -33.3 | 8 | 7 | 14.3 |
| Proposals | 1 | 1 | 0 | 0.0 | -- | 2 | 2 | 0.0 |
| Canada | 36 856 | 42 160 | 33 785 | -12.6 | 9.1 | 158 441 | 123 234 | 28.6 |
| Bankruptcies | 26 235 | 33 427 | 26 436 | -21.5 | -0.8 | 121 801 | 96 774 | 25.9 |
| Proposals | 10 621 | 8 733 | 7 349 | 21.6 | 44.5 | 36 640 | 26 460 | 38.5 |
Table 2: Insolvencies Filed by Consumers
| Volume | % Change | 12-Month Period Ending | ||||||
|---|---|---|---|---|---|---|---|---|
| Q4 2009 | Q3 2009 | Q4 2008 | Q3 2009 to Q4 2009 | Q4 2008 to Q4 2009 | 12-31-2009 | 12-31-2008 | % Change | |
| Newfoundland and Labrador | 572 | 666 | 483 | -14.1 | 18.4 | 2 667 | 2 180 | 22.3 |
| Bankruptcies | 542 | 631 | 471 | -14.1 | 15.1 | 2 542 | 2 133 | 19.2 |
| Proposals | 30 | 35 | 12 | -14.3 | 150.0 | 125 | 47 | 166.0 |
| Prince Edward Island | 169 | 112 | 140 | 50.9 | 20.7 | 546 | 467 | 16.9 |
| Bankruptcies | 151 | 108 | 133 | 39.8 | 13.5 | 513 | 444 | 15.5 |
| Proposals | 18 | 4 | 7 | 350.0 | 157.1 | 33 | 23 | 43.5 |
| Nova Scotia | 1 302 | 1 448 | 1 152 | -10.1 | 13.0 | 5 314 | 4 552 | 16.7 |
| Bankruptcies | 1 076 | 1 292 | 1 013 | -16.7 | 6.2 | 4 579 | 3 970 | 15.3 |
| Proposals | 226 | 156 | 139 | 44.9 | 62.6 | 735 | 582 | 26.3 |
| New Brunswick | 868 | 1 140 | 802 | -23.9 | 8.2 | 3 842 | 3 069 | 25.2 |
| Bankruptcies | 704 | 1 024 | 682 | -31.3 | 3.2 | 3 287 | 2 655 | 23.8 |
| Proposals | 164 | 116 | 120 | 41.4 | 36.7 | 555 | 414 | 34.1 |
| Quebec | 9 619 | 10 730 | 9 073 | -10.4 | 6.0 | 41 588 | 34 276 | 21.3 |
| Bankruptcies | 7 244 | 9 074 | 7 518 | -20.2 | -3.6 | 33 989 | 28 317 | 20.0 |
| Proposals | 2 375 | 1 656 | 1 555 | 43.4 | 52.7 | 7 599 | 5 959 | 27.5 |
| Ontario | 15 874 | 17 911 | 14 349 | -11.4 | 10.6 | 66 935 | 50 442 | 32.7 |
| Bankruptcies | 10 066 | 13 004 | 10 229 | -22.6 | -1.6 | 46 521 | 36 200 | 28.5 |
| Proposals | 5 808 | 4 907 | 4 120 | 18.4 | 41.0 | 20 414 | 14 242 | 43.3 |
| Manitoba | 711 | 827 | 713 | -14.0 | -0.3 | 3 082 | 2 601 | 18.5 |
| Bankruptcies | 545 | 643 | 547 | -15.2 | -0.4 | 2 443 | 2 025 | 20.6 |
| Proposals | 166 | 184 | 166 | -9.8 | 0.0 | 639 | 576 | 10.9 |
| Saskatchewan | 558 | 659 | 485 | -15.3 | 15.1 | 2 433 | 1 867 | 30.3 |
| Bankruptcies | 374 | 487 | 368 | -23.2 | 1.6 | 1 794 | 1 451 | 23.6 |
| Proposals | 184 | 172 | 117 | 7.0 | 57.3 | 639 | 416 | 53.6 |
| Alberta | 2 636 | 3 503 | 2 191 | -24.8 | 20.3 | 12 076 | 7 388 | 63.5 |
| Bankruptcies | 2 010 | 2 917 | 1 833 | -31.1 | 9.7 | 9 986 | 6 066 | 64.6 |
| Proposals | 626 | 586 | 358 | 6.8 | 74.9 | 2 090 | 1 322 | 58.1 |
| British Columbia | 3 001 | 3 561 | 2 588 | -15.7 | 16.0 | 13 129 | 8 882 | 47.8 |
| Bankruptcies | 2 313 | 2 926 | 2 143 | -21.0 | 7.9 | 10 639 | 7 293 | 45.9 |
| Proposals | 688 | 635 | 445 | 8.3 | 54.6 | 2 490 | 1 589 | 56.7 |
| Northwest Territories | 5 | 17 | 7 | -70.6 | -28.6 | 47 | 25 | 88.0 |
| Bankruptcies | 4 | 17 | 7 | -76.5 | -42.9 | 39 | 22 | 77.3 |
| Proposals | 1 | 0 | 0 | -- | -- | 8 | 3 | 166.7 |
| Yukon | 13 | 15 | 11 | -13.3 | 18.2 | 44 | 31 | 41.9 |
| Bankruptcies | 11 | 15 | 9 | -26.7 | 22.2 | 41 | 27 | 51.9 |
| Proposals | 2 | 0 | 2 | -- | 0.0 | 3 | 4 | -25.0 |
| Nunavut | 3 | 0 | 3 | -- | 0.0 | 9 | 9 | 0.0 |
| Bankruptcies | 2 | 0 | 3 | -- | -33.3 | 8 | 7 | 14.3 |
| Proposals | 1 | 0 | 0 | -- | -- | 1 | 2 | -50.0 |
| Canada | 35 331 | 40 589 | 31 997 | -13.0 | 10.4 | 151 712 | 115 789 | 31.0 |
| Bankruptcies | 25 042 | 32 138 | 24 956 | -22.1 | 0.3 | 116 381 | 90 610 | 28.4 |
| Proposals | 10 289 | 8 451 | 7 041 | 21.7 | 46.1 | 35 331 | 25 179 | 40.3 |
Table 3: Insolvencies Filed by Businesses
| Volume | % Change | 12-Month Period Ending | ||||||
|---|---|---|---|---|---|---|---|---|
| Q4 2009 | Q3 2009 | Q4 2008 | Q3 2009 to Q4 2009 | Q4 2008 to Q4 2009 | 12-31-2009 | 12-31-2008 | % Change | |
| Newfoundland and Labrador | 10 | 3 | 9 | 233.3 | 11.1 | 34 | 40 | -15.0 |
| Bankruptcies | 10 | 3 | 9 | 233.3 | 11.1 | 33 | 39 | -15.4 |
| Proposals | 0 | 0 | 0 | -- | -- | 1 | 1 | 0.0 |
| Prince Edward Island | 5 | 11 | 5 | -54.5 | 0.0 | 31 | 20 | 55.0 |
| Bankruptcies | 4 | 10 | 2 | -60.0 | 100.0 | 27 | 14 | 92.9 |
| Proposals | 1 | 1 | 3 | 0.0 | -66.7 | 4 | 6 | -33.3 |
| Nova Scotia | 42 | 28 | 35 | 50.0 | 20.0 | 166 | 193 | -14.0 |
| Bankruptcies | 34 | 24 | 26 | 41.7 | 30.8 | 146 | 162 | -9.9 |
| Proposals | 8 | 4 | 9 | 100.0 | -11.1 | 20 | 31 | -35.5 |
| New Brunswick | 30 | 34 | 50 | -11.8 | -40.0 | 132 | 243 | -45.7 |
| Bankruptcies | 27 | 20 | 35 | 35.0 | -22.9 | 101 | 196 | -48.5 |
| Proposals | 3 | 14 | 15 | -78.6 | -80.0 | 31 | 47 | -34.0 |
| Quebec | 609 | 537 | 676 | 13.4 | -9.9 | 2 526 | 2 711 | -6.8 |
| Bankruptcies | 435 | 423 | 547 | 2.8 | -20.5 | 1 894 | 2 157 | -12.2 |
| Proposals | 174 | 114 | 129 | 52.6 | 34.9 | 632 | 554 | 14.1 |
| Ontario | 565 | 643 | 684 | -12.1 | -17.4 | 2 559 | 2 852 | -10.3 |
| Bankruptcies | 482 | 569 | 583 | -15.3 | -17.3 | 2 208 | 2 437 | -9.4 |
| Proposals | 83 | 74 | 101 | 12.2 | -17.8 | 351 | 415 | -15.4 |
| Manitoba | 23 | 15 | 22 | 53.3 | 4.5 | 88 | 112 | -21.4 |
| Bankruptcies | 14 | 10 | 19 | 40.0 | -26.3 | 65 | 103 | -36.9 |
| Proposals | 9 | 5 | 3 | 80.0 | 200.0 | 23 | 9 | 155.6 |
| Saskatchewan | 43 | 55 | 44 | -21.8 | -2.3 | 219 | 205 | 6.8 |
| Bankruptcies | 24 | 45 | 37 | -46.7 | -35.1 | 161 | 150 | 7.3 |
| Proposals | 19 | 10 | 7 | 90.0 | 171.4 | 58 | 55 | 5.5 |
| Alberta | 114 | 125 | 127 | -8.8 | -10.2 | 486 | 524 | -7.3 |
| Bankruptcies | 97 | 103 | 110 | -5.8 | -11.8 | 405 | 447 | -9.4 |
| Proposals | 17 | 22 | 17 | -22.7 | 0.0 | 81 | 77 | 5.2 |
| British Columbia | 82 | 119 | 136 | -31.1 | -39.7 | 485 | 540 | -10.2 |
| Bankruptcies | 66 | 82 | 112 | -19.5 | -41.1 | 380 | 454 | -16.3 |
| Proposals | 16 | 37 | 24 | -56.8 | -33.3 | 105 | 86 | 22.1 |
| Northwest Territories | 0 | 0 | 0 | -- | -- | 0 | 1 | -100.0 |
| Bankruptcies | 0 | 0 | 0 | -- | -- | 0 | 1 | -100.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Yukon | 2 | 0 | 0 | -- | -- | 2 | 4 | -50.0 |
| Bankruptcies | 0 | 0 | 0 | -- | -- | 0 | 4 | -100.0 |
| Proposals | 2 | 0 | 0 | -- | -- | 2 | 0 | -- |
| Nunavut | 0 | 1 | 0 | -100.0 | -- | 1 | 0 | -- |
| Bankruptcies | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Proposals | 0 | 1 | 0 | -100.0 | -- | 1 | 0 | -- |
| Canada | 1 525 | 1 571 | 1 788 | -2.9 | -14.7 | 6 729 | 7 445 | -9.6 |
| Bankruptcies | 1 193 | 1 289 | 1 480 | -7.4 | -19.4 | 5 420 | 6 164 | -12.1 |
| Proposals | 332 | 282 | 308 | 17.7 | 7.8 | 1 309 | 1 281 | 2.2 |
Table 4: Insolvencies by NAICS Economic Sectors, Canada
| Volume | % Change | 12-Month Period Ending | ||||||
|---|---|---|---|---|---|---|---|---|
| Q4 2009 | Q3 2009 | Q4 2008 | Q3 2009 to Q4 2009 | Q4 2008 to Q4 2009 | 12-31-2009 | 12-31-2008 | % Change | |
| Agriculture, Forestry, Fishing and Hunting | 49 | 52 | 68 | -5.8 | -27.9 | 250 | 345 | -27.5 |
| Bankruptcies | 36 | 42 | 54 | -14.3 | -33.3 | 198 | 277 | -28.5 |
| Proposals | 13 | 10 | 14 | 30.0 | -7.1 | 52 | 68 | -23.5 |
| Mining and Oil and Gas Extraction | 20 | 12 | 7 | 66.7 | 185.7 | 69 | 49 | 40.8 |
| Bankruptcies | 18 | 11 | 5 | 63.6 | 260.0 | 51 | 31 | 64.5 |
| Proposals | 2 | 1 | 2 | 100.0 | 0.0 | 18 | 18 | 0.0 |
| Utilities | 4 | 2 | 4 | 100.0 | 0.0 | 21 | 9 | 133.3 |
| Bankruptcies | 4 | 2 | 3 | 100.0 | 33.3 | 17 | 7 | 142.9 |
| Proposals | 0 | 0 | 1 | -- | -100.0 | 4 | 2 | 100.0 |
| Construction | 229 | 245 | 286 | -6.5 | -19.9 | 999 | 1 239 | -19.4 |
| Bankruptcies | 176 | 212 | 250 | -17.0 | -29.6 | 833 | 1 073 | -22.4 |
| Proposals | 53 | 33 | 36 | 60.6 | 47.2 | 166 | 166 | 0.0 |
| Manufacturing | 164 | 195 | 199 | -15.9 | -17.6 | 759 | 793 | -4.3 |
| Bankruptcies | 133 | 155 | 165 | -14.2 | -19.4 | 586 | 626 | -6.4 |
| Proposals | 31 | 40 | 34 | -22.5 | -8.8 | 173 | 167 | 3.6 |
| Wholesale Trade | 82 | 91 | 96 | -9.9 | -14.6 | 370 | 389 | -4.9 |
| Bankruptcies | 62 | 78 | 69 | -20.5 | -10.1 | 299 | 296 | 1.0 |
| Proposals | 20 | 13 | 27 | 53.8 | -25.9 | 71 | 93 | -23.7 |
| Retail Trade | 212 | 208 | 238 | 1.9 | -10.9 | 946 | 989 | -4.3 |
| Bankruptcies | 180 | 174 | 204 | 3.4 | -11.8 | 783 | 837 | -6.5 |
| Proposals | 32 | 34 | 34 | -5.9 | -5.9 | 163 | 152 | 7.2 |
| Transportation and Warehousing | 122 | 147 | 173 | -17.0 | -29.5 | 597 | 783 | -23.8 |
| Bankruptcies | 97 | 116 | 137 | -16.4 | -29.2 | 479 | 652 | -26.5 |
| Proposals | 25 | 31 | 36 | -19.4 | -30.6 | 118 | 131 | -9.9 |
| Information and Cultural Industries | 26 | 29 | 34 | -10.3 | -23.5 | 116 | 134 | -13.4 |
| Bankruptcies | 22 | 20 | 25 | 10.0 | -12.0 | 90 | 101 | -10.9 |
| Proposals | 4 | 9 | 9 | -55.6 | -55.6 | 26 | 33 | -21.2 |
| Finance and Insurance | 34 | 24 | 33 | 41.7 | 3.0 | 144 | 119 | 21.0 |
| Bankruptcies | 32 | 22 | 26 | 45.5 | 23.1 | 120 | 102 | 17.6 |
| Proposals | 2 | 2 | 7 | 0.0 | -71.4 | 24 | 17 | 41.2 |
| Real Estate and Rental and Leasing | 56 | 46 | 36 | 21.7 | 55.6 | 213 | 162 | 31.5 |
| Bankruptcies | 33 | 33 | 32 | 0.0 | 3.1 | 143 | 132 | 8.3 |
| Proposals | 23 | 13 | 4 | 76.9 | 475.0 | 70 | 30 | 133.3 |
| Professional, Scientific and Technical Services | 119 | 91 | 132 | 30.8 | -9.8 | 423 | 472 | -10.4 |
| Bankruptcies | 89 | 76 | 110 | 17.1 | -19.1 | 345 | 372 | -7.3 |
| Proposals | 30 | 15 | 22 | 100.0 | 36.4 | 78 | 100 | -22.0 |
| Management of Companies and Enterprises | 16 | 8 | 17 | 100.0 | -5.9 | 41 | 43 | -4.7 |
| Bankruptcies | 13 | 6 | 15 | 116.7 | -13.3 | 32 | 31 | 3.2 |
| Proposals | 3 | 2 | 2 | 50.0 | 50.0 | 9 | 12 | -25.0 |
| Administrative and Support, Waste Management and Remediation Services | 78 | 61 | 76 | 27.9 | 2.6 | 296 | 301 | -1.7 |
| Bankruptcies | 60 | 55 | 65 | 9.1 | -7.7 | 247 | 256 | -3.5 |
| Proposals | 18 | 6 | 11 | 200.0 | 63.6 | 49 | 45 | 8.9 |
| Educational Services | 10 | 10 | 14 | 0.0 | -28.6 | 44 | 51 | -13.7 |
| Bankruptcies | 9 | 10 | 8 | -10.0 | 12.5 | 39 | 39 | 0.0 |
| Proposals | 1 | 0 | 6 | -- | -83.3 | 5 | 12 | -58.3 |
| Health Care and Social Assistance | 16 | 19 | 17 | -15.8 | -5.9 | 79 | 91 | -13.2 |
| Bankruptcies | 13 | 17 | 10 | -23.5 | 30.0 | 66 | 72 | -8.3 |
| Proposals | 3 | 2 | 7 | 50.0 | -57.1 | 13 | 19 | -31.6 |
| Arts, Entertainment and Recreation | 23 | 37 | 31 | -37.8 | -25.8 | 137 | 139 | -1.4 |
| Bankruptcies | 13 | 35 | 27 | -62.9 | -51.9 | 115 | 116 | -0.9 |
| Proposals | 10 | 2 | 4 | 400.0 | 150.0 | 22 | 23 | -4.3 |
| Accommodation and Food Services | 183 | 204 | 210 | -10.3 | -12.9 | 815 | 865 | -5.8 |
| Bankruptcies | 139 | 147 | 175 | -5.4 | -20.6 | 635 | 739 | -14.1 |
| Proposals | 44 | 57 | 35 | -22.8 | 25.7 | 180 | 126 | 42.9 |
| Other Services (except Public Administration) | 80 | 88 | 115 | -9.1 | -30.4 | 403 | 461 | -12.6 |
| Bankruptcies | 62 | 77 | 98 | -19.5 | -36.7 | 337 | 394 | -14.5 |
| Proposals | 18 | 11 | 17 | 63.6 | 5.9 | 66 | 67 | -1.5 |
| Public Administration | 2 | 2 | 2 | 0.0 | 0.0 | 6 | 11 | -45.5 |
| Bankruptcies | 2 | 1 | 2 | 100.0 | 0.0 | 4 | 11 | -63.6 |
| Proposals | 0 | 1 | 0 | -100.0 | -- | 2 | 0 | -- |
| Total | 1 525 | 1 571 | 1 788 | -2.9 | -14.7 | 6 729 | 7 445 | -9.6 |
| Bankruptcies | 1 193 | 1 289 | 1 480 | -7.4 | -19.4 | 5 420 | 6 164 | -12.1 |
| Proposals | 332 | 282 | 308 | 17.7 | 7.8 | 1 309 | 1 281 | 2.2 |
Table 5: Insolvencies Filed by Consumers by ER
| Volume | % Change | 12-Month Period Ending | ||||||
|---|---|---|---|---|---|---|---|---|
| Q4 2009 | Q3 2009 | Q4 2008 | Q3 2009 to Q4 2009 | Q4 2008 to Q4 2009 | 12-31-2009 | 12-31-2008 | % Change | |
| Newfoundland and Labrador | 572 | 666 | 483 | -14.1 | 18.4 | 2 667 | 2 180 | 22.3 |
| Bankruptcies | 542 | 631 | 471 | -14.1 | 15.1 | 2 542 | 2 133 | 19.2 |
| Proposals | 30 | 35 | 12 | -14.3 | 150.0 | 125 | 47 | 166.0 |
| Avalon Peninsula | 228 | 273 | 254 | -16.5 | -10.2 | 1 109 | 1 082 | 2.5 |
| Bankruptcies | 206 | 251 | 243 | -17.9 | -15.2 | 1 037 | 1 049 | -1.1 |
| Proposals | 22 | 22 | 11 | 0.0 | 100.0 | 72 | 33 | 118.2 |
| South Coast - Burin Peninsula | 78 | 69 | 44 | 13.0 | 77.3 | 275 | 194 | 41.8 |
| Bankruptcies | 73 | 68 | 44 | 7.4 | 65.9 | 267 | 193 | 38.3 |
| Proposals | 5 | 1 | 0 | 400.0 | -- | 8 | 1 | 700.0 |
| West Coast - Northern Peninsula - Labrador | 111 | 126 | 83 | -11.9 | 33.7 | 548 | 396 | 38.4 |
| Bankruptcies | 110 | 118 | 82 | -6.8 | 34.1 | 528 | 392 | 34.7 |
| Proposals | 1 | 8 | 1 | -87.5 | 0.0 | 20 | 4 | 400.0 |
| Notre Dame - Central Bonavista Bay | 155 | 198 | 103 | -21.7 | 50.5 | 734 | 508 | 44.5 |
| Bankruptcies | 153 | 194 | 103 | -21.1 | 48.5 | 710 | 499 | 42.3 |
| Proposals | 2 | 4 | 0 | -50.0 | -- | 24 | 9 | 166.7 |
| Prince Edward Island | 169 | 112 | 140 | 50.9 | 20.7 | 546 | 467 | 16.9 |
| Bankruptcies | 151 | 108 | 133 | 39.8 | 13.5 | 513 | 444 | 15.5 |
| Proposals | 18 | 4 | 7 | 350.0 | 157.1 | 33 | 23 | 43.5 |
| Nova Scotia | 1 302 | 1 448 | 1 152 | -10.1 | 13.0 | 5 314 | 4 552 | 16.7 |
| Bankruptcies | 1 076 | 1 292 | 1 013 | -16.7 | 6.2 | 4 579 | 3 970 | 15.3 |
| Proposals | 226 | 156 | 139 | 44.9 | 62.6 | 735 | 582 | 26.3 |
| Cape Breton | 260 | 245 | 225 | 6.1 | 15.6 | 1 027 | 925 | 11.0 |
| Bankruptcies | 197 | 205 | 177 | -3.9 | 11.3 | 824 | 746 | 10.5 |
| Proposals | 63 | 40 | 48 | 57.5 | 31.3 | 203 | 179 | 13.4 |
| North Shore | 224 | 252 | 200 | -11.1 | 12.0 | 881 | 760 | 15.9 |
| Bankruptcies | 184 | 226 | 171 | -18.6 | 7.6 | 749 | 647 | 15.8 |
| Proposals | 40 | 26 | 29 | 53.8 | 37.9 | 132 | 113 | 16.8 |
| Annapolis Valley | 178 | 224 | 173 | -20.5 | 2.9 | 729 | 641 | 13.7 |
| Bankruptcies | 154 | 206 | 160 | -25.2 | -3.8 | 663 | 588 | 12.8 |
| Proposals | 24 | 18 | 13 | 33.3 | 84.6 | 66 | 53 | 24.5 |
| Southern | 155 | 194 | 147 | -20.1 | 5.4 | 675 | 592 | 14.0 |
| Bankruptcies | 141 | 169 | 137 | -16.6 | 2.9 | 597 | 538 | 11.0 |
| Proposals | 14 | 25 | 10 | -44.0 | 40.0 | 78 | 54 | 44.4 |
| Halifax | 485 | 533 | 408 | -9.0 | 18.9 | 2 001 | 1 634 | 22.5 |
| Bankruptcies | 400 | 485 | 369 | -17.5 | 8.4 | 1 746 | 1 450 | 20.4 |
| Proposals | 85 | 48 | 39 | 77.1 | 117.9 | 255 | 184 | 38.6 |
| New Brunswick | 868 | 1 140 | 802 | -23.9 | 8.2 | 3 842 | 3 069 | 25.2 |
| Bankruptcies | 704 | 1 024 | 682 | -31.3 | 3.2 | 3 287 | 2 655 | 23.8 |
| Proposals | 164 | 116 | 120 | 41.4 | 36.7 | 555 | 414 | 34.1 |
| Campbellton — Miramichi | 177 | 248 | 172 | -28.6 | 2.9 | 757 | 613 | 23.5 |
| Bankruptcies | 153 | 236 | 158 | -35.2 | -3.2 | 699 | 559 | 25.0 |
| Proposals | 24 | 12 | 14 | 100.0 | 71.4 | 58 | 54 | 7.4 |
| Moncton - Richibucto | 267 | 356 | 237 | -25.0 | 12.7 | 1 219 | 876 | 39.2 |
| Bankruptcies | 198 | 316 | 201 | -37.3 | -1.5 | 1 024 | 759 | 34.9 |
| Proposals | 69 | 40 | 36 | 72.5 | 91.7 | 195 | 117 | 66.7 |
| Saint John - St.Stephen | 157 | 214 | 176 | -26.6 | -10.8 | 757 | 695 | 8.9 |
| Bankruptcies | 127 | 189 | 153 | -32.8 | -17.0 | 619 | 592 | 4.6 |
| Proposals | 30 | 25 | 23 | 20.0 | 30.4 | 138 | 103 | 34.0 |
| Fredericton - Oromocto | 162 | 212 | 135 | -23.6 | 20.0 | 700 | 563 | 24.3 |
| Bankruptcies | 129 | 186 | 98 | -30.6 | 31.6 | 578 | 452 | 27.9 |
| Proposals | 33 | 26 | 37 | 26.9 | -10.8 | 122 | 111 | 9.9 |
| Edmundston — Woodstock | 105 | 109 | 82 | -3.7 | 28.0 | 409 | 323 | 26.6 |
| Bankruptcies | 97 | 97 | 72 | 0.0 | 34.7 | 367 | 293 | 25.3 |
| Proposals | 8 | 12 | 10 | -33.3 | -20.0 | 42 | 30 | 40.0 |
| Quebec | 9 619 | 10 730 | 9 073 | -10.4 | 6.0 | 41 588 | 34 276 | 21.3 |
| Bankruptcies | 7 244 | 9 074 | 7 518 | -20.2 | -3.6 | 33 989 | 28 317 | 20.0 |
| Proposals | 2 375 | 1 656 | 1 555 | 43.4 | 52.7 | 7 599 | 5 959 | 27.5 |
| Gaspésie — Îles-de-la-Madeleine | 110 | 79 | 95 | 39.2 | 15.8 | 422 | 333 | 26.7 |
| Bankruptcies | 75 | 60 | 70 | 25.0 | 7.1 | 313 | 253 | 23.7 |
| Proposals | 35 | 19 | 25 | 84.2 | 40.0 | 109 | 80 | 36.3 |
| Bas-Saint-Laurent | 157 | 166 | 180 | -5.4 | -12.8 | 703 | 687 | 2.3 |
| Bankruptcies | 108 | 139 | 152 | -22.3 | -28.9 | 564 | 551 | 2.4 |
| Proposals | 49 | 27 | 28 | 81.5 | 75.0 | 139 | 136 | 2.2 |
| Capitale-Nationale | 628 | 703 | 579 | -10.7 | 8.5 | 2 725 | 2 275 | 19.8 |
| Bankruptcies | 502 | 612 | 519 | -18.0 | -3.3 | 2 372 | 2 036 | 16.5 |
| Proposals | 126 | 91 | 60 | 38.5 | 110.0 | 353 | 239 | 47.7 |
| Chaudière - Appalaches | 350 | 382 | 314 | -8.4 | 11.5 | 1 452 | 1 259 | 15.3 |
| Bankruptcies | 277 | 347 | 278 | -20.2 | -0.4 | 1 239 | 1 103 | 12.3 |
| Proposals | 73 | 35 | 36 | 108.6 | 102.8 | 213 | 156 | 36.5 |
| Estrie | 320 | 419 | 353 | -23.6 | -9.3 | 1 477 | 1 271 | 16.2 |
| Bankruptcies | 267 | 389 | 329 | -31.4 | -18.8 | 1 331 | 1 150 | 15.7 |
| Proposals | 53 | 30 | 24 | 76.7 | 120.8 | 146 | 121 | 20.7 |
| Centre-du-Québec | 294 | 300 | 250 | -2.0 | 17.6 | 1 240 | 875 | 41.7 |
| Bankruptcies | 232 | 250 | 207 | -7.2 | 12.1 | 1 045 | 744 | 40.5 |
| Proposals | 62 | 50 | 43 | 24.0 | 44.2 | 195 | 131 | 48.9 |
| Montérégie | 1 743 | 1 899 | 1 603 | -8.2 | 8.7 | 7 395 | 6 034 | 22.6 |
| Bankruptcies | 1 288 | 1 597 | 1 340 | -19.3 | -3.9 | 6 019 | 4 950 | 21.6 |
| Proposals | 455 | 302 | 263 | 50.7 | 73.0 | 1 376 | 1 084 | 26.9 |
| Montréal | 2 415 | 2 791 | 2 277 | -13.5 | 6.1 | 10 615 | 8 848 | 20.0 |
| Bankruptcies | 1 805 | 2 359 | 1 879 | -23.5 | -3.9 | 8 613 | 7 217 | 19.3 |
| Proposals | 610 | 432 | 398 | 41.2 | 53.3 | 2 002 | 1 631 | 22.7 |
| Laval | 505 | 561 | 498 | -10.0 | 1.4 | 2 224 | 1 826 | 21.8 |
| Bankruptcies | 347 | 450 | 380 | -22.9 | -8.7 | 1 697 | 1 434 | 18.3 |
| Proposals | 158 | 111 | 118 | 42.3 | 33.9 | 527 | 392 | 34.4 |
| Lanaudière | 695 | 811 | 681 | -14.3 | 2.1 | 3 038 | 2 417 | 25.7 |
| Bankruptcies | 482 | 656 | 522 | -26.5 | -7.7 | 2 322 | 1 848 | 25.6 |
| Proposals | 213 | 155 | 159 | 37.4 | 34.0 | 716 | 569 | 25.8 |
| Laurentides | 892 | 973 | 806 | -8.3 | 10.7 | 3 795 | 2 963 | 28.1 |
| Bankruptcies | 654 | 791 | 616 | -17.3 | 6.2 | 2 990 | 2 327 | 28.5 |
| Proposals | 238 | 182 | 190 | 30.8 | 25.3 | 805 | 636 | 26.6 |
| Outaouais | 577 | 660 | 609 | -12.6 | -5.3 | 2 570 | 2 344 | 9.6 |
| Bankruptcies | 434 | 553 | 504 | -21.5 | -13.9 | 2 073 | 1 932 | 7.3 |
| Proposals | 143 | 107 | 105 | 33.6 | 36.2 | 497 | 412 | 20.6 |
| Abitibi — Témiscamingue | 189 | 163 | 152 | 16.0 | 24.3 | 796 | 625 | 27.4 |
| Bankruptcies | 151 | 157 | 124 | -3.8 | 21.8 | 698 | 558 | 25.1 |
| Proposals | 38 | 6 | 28 | 533.3 | 35.7 | 98 | 67 | 46.3 |
| Mauricie | 338 | 371 | 276 | -8.9 | 22.5 | 1 355 | 1 060 | 27.8 |
| Bankruptcies | 275 | 316 | 244 | -13.0 | 12.7 | 1 143 | 926 | 23.4 |
| Proposals | 63 | 55 | 32 | 14.5 | 96.9 | 212 | 134 | 58.2 |
| Saguenay — Lac-Saint-Jean | 309 | 332 | 302 | -6.9 | 2.3 | 1 352 | 1 103 | 22.6 |
| Bankruptcies | 269 | 290 | 273 | -7.2 | -1.5 | 1 190 | 976 | 21.9 |
| Proposals | 40 | 42 | 29 | -4.8 | 37.9 | 162 | 127 | 27.6 |
| Côte-Nord | 83 | 108 | 83 | -23.1 | 0.0 | 373 | 304 | 22.7 |
| Bankruptcies | 65 | 98 | 70 | -33.7 | -7.1 | 328 | 265 | 23.8 |
| Proposals | 18 | 10 | 13 | 80.0 | 38.5 | 45 | 39 | 15.4 |
| Nord-du-Québec | 12 | 12 | 11 | 0.0 | 9.1 | 57 | 53 | 7.5 |
| Bankruptcies | 11 | 10 | 10 | 10.0 | 10.0 | 52 | 48 | 8.3 |
| Proposals | 1 | 2 | 1 | -50.0 | 0.0 | 5 | 5 | 0.0 |
| Ontario | 15 874 | 17 911 | 14 349 | -11.4 | 10.6 | 66 935 | 50 442 | 32.7 |
| Bankruptcies | 10 066 | 13 004 | 10 229 | -22.6 | -1.6 | 46 521 | 36 200 | 28.5 |
| Proposals | 5 808 | 4 907 | 4 120 | 18.4 | 41.0 | 20 414 | 14 242 | 43.3 |
| Ottawa | 1 188 | 1 453 | 1 199 | -18.2 | -0.9 | 5 293 | 4 568 | 15.9 |
| Bankruptcies | 865 | 1 155 | 951 | -25.1 | -9.0 | 4 023 | 3 454 | 16.5 |
| Proposals | 323 | 298 | 248 | 8.4 | 30.2 | 1 270 | 1 114 | 14.0 |
| Kingston — Pembroke | 575 | 687 | 587 | -16.3 | -2.0 | 2 422 | 2 013 | 20.3 |
| Bankruptcies | 429 | 554 | 460 | -22.6 | -6.7 | 1 902 | 1 570 | 21.1 |
| Proposals | 146 | 133 | 127 | 9.8 | 15.0 | 520 | 443 | 17.4 |
| Muskoka — Kawarthas | 423 | 430 | 383 | -1.6 | 10.4 | 1 690 | 1 243 | 36.0 |
| Bankruptcies | 262 | 322 | 298 | -18.6 | -12.1 | 1 225 | 1 001 | 22.4 |
| Proposals | 161 | 108 | 85 | 49.1 | 89.4 | 465 | 242 | 92.1 |
| Toronto | 6 814 | 7 453 | 5 925 | -8.6 | 15.0 | 27 877 | 20 594 | 35.4 |
| Bankruptcies | 3 599 | 4 735 | 3 730 | -24.0 | -3.5 | 16 718 | 13 199 | 26.7 |
| Proposals | 3 215 | 2 718 | 2 195 | 18.3 | 46.5 | 11 159 | 7 395 | 50.9 |
| Kitchener — Waterloo - Barrie | 1 636 | 1 916 | 1 410 | -14.6 | 16.0 | 7 022 | 4 929 | 42.5 |
| Bankruptcies | 1 118 | 1 420 | 988 | -21.3 | 13.2 | 5 022 | 3 486 | 44.1 |
| Proposals | 518 | 496 | 422 | 4.4 | 22.7 | 2 000 | 1 443 | 38.6 |
| Hamilton — Niagara Peninsula | 1 909 | 1 975 | 1 650 | -3.3 | 15.7 | 7 775 | 5 730 | 35.7 |
| Bankruptcies | 1 270 | 1 479 | 1 207 | -14.1 | 5.2 | 5 532 | 4 267 | 29.6 |
| Proposals | 639 | 496 | 443 | 28.8 | 44.2 | 2 243 | 1 463 | 53.3 |
| London | 989 | 1 154 | 929 | -14.3 | 6.5 | 4 388 | 3 248 | 35.1 |
| Bankruptcies | 737 | 942 | 739 | -21.8 | -0.3 | 3 518 | 2 568 | 37.0 |
| Proposals | 252 | 212 | 190 | 18.9 | 32.6 | 870 | 680 | 27.9 |
| Windsor — Sarnia | 1 036 | 1 274 | 1 102 | -18.7 | -6.0 | 4 762 | 3 837 | 24.1 |
| Bankruptcies | 762 | 1 061 | 876 | -28.2 | -13.0 | 3 834 | 3 049 | 25.7 |
| Proposals | 274 | 213 | 226 | 28.6 | 21.2 | 928 | 788 | 17.8 |
| Stratford — Bruce Peninsula | 258 | 327 | 242 | -21.1 | 6.6 | 1 128 | 852 | 32.4 |
| Bankruptcies | 195 | 267 | 193 | -27.0 | 1.0 | 912 | 689 | 32.4 |
| Proposals | 63 | 60 | 49 | 5.0 | 28.6 | 216 | 163 | 32.5 |
| Northeast | 802 | 981 | 705 | -18.2 | 13.8 | 3 507 | 2 669 | 31.4 |
| Bankruptcies | 629 | 844 | 605 | -25.5 | 4.0 | 2 934 | 2 273 | 29.1 |
| Proposals | 173 | 137 | 100 | 26.3 | 73.0 | 573 | 396 | 44.7 |
| Northwest | 243 | 261 | 219 | -6.9 | 11.0 | 1 070 | 759 | 41.0 |
| Bankruptcies | 200 | 224 | 183 | -10.7 | 9.3 | 901 | 645 | 39.7 |
| Proposals | 43 | 37 | 36 | 16.2 | 19.4 | 169 | 114 | 48.2 |
| Manitoba | 711 | 827 | 713 | -14.0 | -0.3 | 3 082 | 2 601 | 18.5 |
| Bankruptcies | 545 | 643 | 547 | -15.2 | -0.4 | 2 443 | 2 025 | 20.6 |
| Proposals | 166 | 184 | 166 | -9.8 | 0.0 | 639 | 576 | 10.9 |
| Southeast | 39 | 51 | 38 | -23.5 | 2.6 | 191 | 166 | 15.1 |
| Bankruptcies | 34 | 39 | 35 | -12.8 | -2.9 | 162 | 138 | 17.4 |
| Proposals | 5 | 12 | 3 | -58.3 | 66.7 | 29 | 28 | 3.6 |
| South Central | 25 | 31 | 24 | -19.4 | 4.2 | 98 | 104 | -5.8 |
| Bankruptcies | 22 | 23 | 20 | -4.3 | 10.0 | 83 | 91 | -8.8 |
| Proposals | 3 | 8 | 4 | -62.5 | -25.0 | 15 | 13 | 15.4 |
| Southwest | 69 | 95 | 77 | -27.4 | -10.4 | 351 | 272 | 29.0 |
| Bankruptcies | 46 | 75 | 47 | -38.7 | -2.1 | 263 | 192 | 37.0 |
| Proposals | 23 | 20 | 30 | 15.0 | -23.3 | 88 | 80 | 10.0 |
| North Central | 15 | 32 | 18 | -53.1 | -16.7 | 98 | 83 | 18.1 |
| Bankruptcies | 9 | 22 | 13 | -59.1 | -30.8 | 75 | 67 | 11.9 |
| Proposals | 6 | 10 | 5 | -40.0 | 20.0 | 23 | 16 | 43.8 |
| Winnipeg | 495 | 520 | 473 | -4.8 | 4.7 | 2 018 | 1 666 | 21.1 |
| Bankruptcies | 386 | 406 | 368 | -4.9 | 4.9 | 1 602 | 1 301 | 23.1 |
| Proposals | 109 | 114 | 105 | -4.4 | 3.8 | 416 | 365 | 14.0 |
| Interlake | 28 | 44 | 26 | -36.4 | 7.7 | 143 | 131 | 9.2 |
| Bankruptcies | 19 | 35 | 22 | -45.7 | -13.6 | 113 | 102 | 10.8 |
| Proposals | 9 | 9 | 4 | 0.0 | 125.0 | 30 | 29 | 3.4 |
| Parklands | 17 | 18 | 32 | -5.6 | -46.9 | 77 | 87 | -11.5 |
| Bankruptcies | 13 | 14 | 25 | -7.1 | -48.0 | 61 | 66 | -7.6 |
| Proposals | 4 | 4 | 7 | 0.0 | -42.9 | 16 | 21 | -23.8 |
| North | 23 | 36 | 22 | -36.1 | 4.5 | 106 | 91 | 16.5 |
| Bankruptcies | 17 | 30 | 15 | -43.3 | 13.3 | 84 | 68 | 23.5 |
| Proposals | 6 | 6 | 7 | 0.0 | -14.3 | 22 | 23 | -4.3 |
| Saskatchewan | 558 | 659 | 485 | -15.3 | 15.1 | 2 433 | 1 867 | 30.3 |
| Bankruptcies | 374 | 487 | 368 | -23.2 | 1.6 | 1 794 | 1 451 | 23.6 |
| Proposals | 184 | 172 | 117 | 7.0 | 57.3 | 639 | 416 | 53.6 |
| Regina - Moose Mountain | 136 | 200 | 136 | -32.0 | 0.0 | 653 | 548 | 19.2 |
| Bankruptcies | 74 | 140 | 113 | -47.1 | -34.5 | 457 | 415 | 10.1 |
| Proposals | 62 | 60 | 23 | 3.3 | 169.6 | 196 | 133 | 47.4 |
| Swift Current - Moose Jaw | 62 | 67 | 50 | -7.5 | 24.0 | 255 | 189 | 34.9 |
| Bankruptcies | 46 | 51 | 37 | -9.8 | 24.3 | 203 | 151 | 34.4 |
| Proposals | 16 | 16 | 13 | 0.0 | 23.1 | 52 | 38 | 36.8 |
| Saskatoon - Biggar | 183 | 173 | 137 | 5.8 | 33.6 | 729 | 504 | 44.6 |
| Bankruptcies | 123 | 129 | 88 | -4.7 | 39.8 | 530 | 377 | 40.6 |
| Proposals | 60 | 44 | 49 | 36.4 | 22.4 | 199 | 127 | 56.7 |
| Yorkton - Melville | 50 | 66 | 47 | -24.2 | 6.4 | 199 | 192 | 3.6 |
| Bankruptcies | 41 | 44 | 44 | -6.8 | -6.8 | 156 | 158 | -1.3 |
| Proposals | 9 | 22 | 3 | -59.1 | 200.0 | 43 | 34 | 26.5 |
| Prince Albert | 111 | 133 | 100 | -16.5 | 11.0 | 520 | 395 | 31.6 |
| Bankruptcies | 77 | 108 | 73 | -28.7 | 5.5 | 390 | 315 | 23.8 |
| Proposals | 34 | 25 | 27 | 36.0 | 25.9 | 130 | 80 | 62.5 |
| Northern | 16 | 19 | 14 | -15.8 | 14.3 | 76 | 38 | 100.0 |
| Bankruptcies | 13 | 15 | 13 | -13.3 | 0.0 | 58 | 35 | 65.7 |
| Proposals | 3 | 4 | 1 | -25.0 | 200.0 | 18 | 3 | 500.0 |
| Alberta | 2 636 | 3 503 | 2 191 | -24.8 | 20.3 | 12 076 | 7 388 | 63.5 |
| Bankruptcies | 2 010 | 2 917 | 1 833 | -31.1 | 9.7 | 9 986 | 6 066 | 64.6 |
| Proposals | 626 | 586 | 358 | 6.8 | 74.9 | 2 090 | 1 322 | 58.1 |
| Lethbridge - Medicine Hat | 294 | 267 | 239 | 10.1 | 23.0 | 1 174 | 788 | 49.0 |
| Bankruptcies | 235 | 231 | 176 | 1.7 | 33.5 | 1 003 | 635 | 58.0 |
| Proposals | 59 | 36 | 63 | 63.9 | -6.3 | 171 | 153 | 11.8 |
| Camrose - Drumheller | 119 | 114 | 84 | 4.4 | 41.7 | 451 | 319 | 41.4 |
| Bankruptcies | 104 | 98 | 76 | 6.1 | 36.8 | 398 | 273 | 45.8 |
| Proposals | 15 | 16 | 8 | -6.3 | 87.5 | 53 | 46 | 15.2 |
| Calgary | 816 | 1 269 | 723 | -35.7 | 12.9 | 4 108 | 2 294 | 79.1 |
| Bankruptcies | 624 | 1 080 | 625 | -42.2 | -0.2 | 3 448 | 1 966 | 75.4 |
| Proposals | 192 | 189 | 98 | 1.6 | 95.9 | 660 | 328 | 101.2 |
| Banff - Jasper - Rocky Mountain House | 66 | 104 | 49 | -36.5 | 34.7 | 299 | 168 | 78.0 |
| Bankruptcies | 48 | 89 | 44 | -46.1 | 9.1 | 250 | 143 | 74.8 |
| Proposals | 18 | 15 | 5 | 20.0 | 260.0 | 49 | 25 | 96.0 |
| Red Deer | 164 | 232 | 142 | -29.3 | 15.5 | 786 | 452 | 73.9 |
| Bankruptcies | 129 | 211 | 118 | -38.9 | 9.3 | 692 | 372 | 86.0 |
| Proposals | 35 | 21 | 24 | 66.7 | 45.8 | 94 | 80 | 17.5 |
| Edmonton | 891 | 1 180 | 731 | -24.5 | 21.9 | 4 061 | 2 637 | 54.0 |
| Bankruptcies | 643 | 934 | 604 | -31.2 | 6.5 | 3 205 | 2 068 | 55.0 |
| Proposals | 248 | 246 | 127 | 0.8 | 95.3 | 856 | 569 | 50.4 |
| Athabasca — Grande Prairie - Peace River | 241 | 288 | 177 | -16.3 | 36.2 | 980 | 563 | 74.1 |
| Bankruptcies | 203 | 231 | 156 | -12.1 | 30.1 | 814 | 479 | 69.9 |
| Proposals | 38 | 57 | 21 | -33.3 | 81.0 | 166 | 84 | 97.6 |
| Wood Buffalo - Cold Lake | 44 | 50 | 47 | -12.0 | -6.4 | 216 | 166 | 30.1 |
| Bankruptcies | 24 | 44 | 35 | -45.5 | -31.4 | 176 | 129 | 36.4 |
| Proposals | 20 | 6 | 12 | 233.3 | 66.7 | 40 | 37 | 8.1 |
| British Columbia | 3 001 | 3 561 | 2 588 | -15.7 | 16.0 | 13 129 | 8 882 | 47.8 |
| Bankruptcies | 2 313 | 2 926 | 2 143 | -21.0 | 7.9 | 10 639 | 7 293 | 45.9 |
| Proposals | 688 | 635 | 445 | 8.3 | 54.6 | 2 490 | 1 589 | 56.7 |
| Vancouver Island and Coast | 585 | 739 | 517 | -20.8 | 13.2 | 2 663 | 1 857 | 43.4 |
| Bankruptcies | 454 | 628 | 417 | -27.7 | 8.9 | 2 180 | 1 492 | 46.1 |
| Proposals | 131 | 111 | 100 | 18.0 | 31.0 | 483 | 365 | 32.3 |
| Lower Mainland - Southwest | 1 646 | 1 958 | 1 449 | -15.9 | 13.6 | 7 116 | 4 934 | 44.2 |
| Bankruptcies | 1 249 | 1 558 | 1 190 | -19.8 | 5.0 | 5 637 | 3 990 | 41.3 |
| Proposals | 397 | 400 | 259 | -0.7 | 53.3 | 1 479 | 944 | 56.7 |
| Thompson - Okanagan | 437 | 504 | 338 | -13.3 | 29.3 | 1 897 | 1 160 | 63.5 |
| Bankruptcies | 346 | 426 | 298 | -18.8 | 16.1 | 1 573 | 1 018 | 54.5 |
| Proposals | 91 | 78 | 40 | 16.7 | 127.5 | 324 | 142 | 128.2 |
| Kootenay | 103 | 94 | 69 | 9.6 | 49.3 | 413 | 207 | 99.5 |
| Bankruptcies | 77 | 77 | 58 | 0.0 | 32.8 | 339 | 180 | 88.3 |
| Proposals | 26 | 17 | 11 | 52.9 | 136.4 | 74 | 27 | 174.1 |
| Cariboo | 137 | 173 | 137 | -20.8 | 0.0 | 654 | 457 | 43.1 |
| Bankruptcies | 110 | 157 | 120 | -29.9 | -8.3 | 575 | 390 | 47.4 |
| Proposals | 27 | 16 | 17 | 68.8 | 58.8 | 79 | 67 | 17.9 |
| North Coast | 30 | 36 | 18 | -16.7 | 66.7 | 139 | 82 | 69.5 |
| Bankruptcies | 24 | 32 | 16 | -25.0 | 50.0 | 121 | 71 | 70.4 |
| Proposals | 6 | 4 | 2 | 50.0 | 200.0 | 18 | 11 | 63.6 |
| Nechako | 23 | 28 | 23 | -17.9 | 0.0 | 96 | 76 | 26.3 |
| Bankruptcies | 19 | 28 | 21 | -32.1 | -9.5 | 89 | 69 | 29.0 |
| Proposals | 4 | 0 | 2 | -- | 100.0 | 7 | 7 | 0.0 |
| Northeast | 41 | 29 | 37 | 41.4 | 10.8 | 149 | 107 | 39.3 |
| Bankruptcies | 34 | 21 | 24 | 61.9 | 41.7 | 125 | 82 | 52.4 |
| Proposals | 7 | 8 | 13 | -12.5 | -46.2 | 24 | 25 | -4.0 |
| Northwest Territories | 5 | 17 | 7 | -70.6 | -28.6 | 47 | 25 | 88.0 |
| Bankruptcies | 4 | 17 | 7 | -76.5 | -42.9 | 39 | 22 | 77.3 |
| Proposals | 1 | 0 | 0 | -- | -- | 8 | 3 | 166.7 |
| Yukon Territory | 13 | 15 | 11 | -13.3 | 18.2 | 44 | 31 | 41.9 |
| Bankruptcies | 11 | 15 | 9 | -26.7 | 22.2 | 41 | 27 | 51.9 |
| Proposals | 2 | 0 | 2 | -- | 0.0 | 3 | 4 | -25.0 |
| Nunavut | 3 | 0 | 3 | -- | 0.0 | 9 | 9 | 0.0 |
| Bankruptcies | 2 | 0 | 3 | -- | -33.3 | 8 | 7 | 14.3 |
| Proposals | 1 | 0 | 0 | -- | -- | 1 | 2 | -50.0 |
Table 6: Insolvencies Filed by Businesses by ER
| Volume | % Change | 12-Month Period Ending | ||||||
|---|---|---|---|---|---|---|---|---|
| Q4 2009 | Q3 2009 | Q4 2008 | Q3 2009 to Q4 2009 | Q4 2008 to Q4 2009 | 12-31-2009 | 12-31-2008 | % Change | |
| Newfoundland and Labrador | 10 | 3 | 9 | 233.3 | 11.1 | 34 | 40 | -15.0 |
| Bankruptcies | 10 | 3 | 9 | 233.3 | 11.1 | 33 | 39 | -15.4 |
| Proposals | 0 | 0 | 0 | -- | -- | 1 | 1 | 0.0 |
| Avalon Peninsula | 6 | 1 | 1 | 500.0 | 500.0 | 17 | 10 | 70.0 |
| Bankruptcies | 6 | 1 | 1 | 500.0 | 500.0 | 17 | 9 | 88.9 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 1 | -100.0 |
| South Coast - Burin Peninsula | 0 | 1 | 0 | -100.0 | -- | 1 | 3 | -66.7 |
| Bankruptcies | 0 | 1 | 0 | -100.0 | -- | 1 | 3 | -66.7 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| West Coast - Northern Peninsula - Labrador | 1 | 1 | 6 | 0.0 | -83.3 | 7 | 11 | -36.4 |
| Bankruptcies | 1 | 1 | 6 | 0.0 | -83.3 | 7 | 11 | -36.4 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Notre Dame - Central Bonavista Bay | 3 | 0 | 2 | -- | 50.0 | 9 | 16 | -43.8 |
| Bankruptcies | 3 | 0 | 2 | -- | 50.0 | 8 | 16 | -50.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 1 | 0 | -- |
| Prince Edward Island | 5 | 11 | 5 | -54.5 | 0.0 | 31 | 20 | 55.0 |
| Bankruptcies | 4 | 10 | 2 | -60.0 | 100.0 | 27 | 14 | 92.9 |
| Proposals | 1 | 1 | 3 | 0.0 | -66.7 | 4 | 6 | -33.3 |
| Nova Scotia | 42 | 28 | 35 | 50.0 | 20.0 | 166 | 193 | -14.0 |
| Bankruptcies | 34 | 24 | 26 | 41.7 | 30.8 | 146 | 162 | -9.9 |
| Proposals | 8 | 4 | 9 | 100.0 | -11.1 | 20 | 31 | -35.5 |
| Cape Breton | 2 | 5 | 5 | -60.0 | -60.0 | 20 | 19 | 5.3 |
| Bankruptcies | 0 | 3 | 2 | -100.0 | -100.0 | 15 | 14 | 7.1 |
| Proposals | 2 | 2 | 3 | 0.0 | -33.3 | 5 | 5 | 0.0 |
| North Shore | 8 | 4 | 5 | 100.0 | 60.0 | 25 | 36 | -30.6 |
| Bankruptcies | 8 | 2 | 3 | 300.0 | 166.7 | 23 | 29 | -20.7 |
| Proposals | 0 | 2 | 2 | -100.0 | -100.0 | 2 | 7 | -71.4 |
| Annapolis Valley | 3 | 3 | 6 | 0.0 | -50.0 | 21 | 20 | 5.0 |
| Bankruptcies | 3 | 3 | 6 | 0.0 | -50.0 | 20 | 19 | 5.3 |
| Proposals | 0 | 0 | 0 | -- | -- | 1 | 1 | 0.0 |
| Southern | 11 | 2 | 5 | 450.0 | 120.0 | 21 | 24 | -12.5 |
| Bankruptcies | 10 | 2 | 3 | 400.0 | 233.3 | 19 | 22 | -13.6 |
| Proposals | 1 | 0 | 2 | -- | -50.0 | 2 | 2 | 0.0 |
| Halifax | 17 | 13 | 12 | 30.8 | 41.7 | 80 | 92 | -13.0 |
| Bankruptcies | 12 | 13 | 11 | -7.7 | 9.1 | 70 | 77 | -9.1 |
| Proposals | 5 | 0 | 1 | -- | 400.0 | 10 | 15 | -33.3 |
| New Brunswick | 30 | 34 | 50 | -11.8 | -40.0 | 132 | 243 | -45.7 |
| Bankruptcies | 27 | 20 | 35 | 35.0 | -22.9 | 101 | 196 | -48.5 |
| Proposals | 3 | 14 | 15 | -78.6 | -80.0 | 31 | 47 | -34.0 |
| Campbellton — Miramichi | 5 | 2 | 9 | 150.0 | -44.4 | 28 | 36 | -22.2 |
| Bankruptcies | 5 | 1 | 8 | 400.0 | -37.5 | 23 | 33 | -30.3 |
| Proposals | 0 | 1 | 1 | -100.0 | -100.0 | 5 | 3 | 66.7 |
| Moncton - Richibucto | 10 | 7 | 12 | 42.9 | -16.7 | 28 | 65 | -56.9 |
| Bankruptcies | 10 | 5 | 10 | 100.0 | 0.0 | 23 | 57 | -59.6 |
| Proposals | 0 | 2 | 2 | -100.0 | -100.0 | 5 | 8 | -37.5 |
| Saint John - St.Stephen | 2 | 8 | 9 | -75.0 | -77.8 | 18 | 34 | -47.1 |
| Bankruptcies | 1 | 5 | 2 | -80.0 | -50.0 | 12 | 20 | -40.0 |
| Proposals | 1 | 3 | 7 | -66.7 | -85.7 | 6 | 14 | -57.1 |
| Fredericton - Oromocto | 3 | 7 | 10 | -57.1 | -70.0 | 19 | 49 | -61.2 |
| Bankruptcies | 2 | 2 | 6 | 0.0 | -66.7 | 13 | 37 | -64.9 |
| Proposals | 1 | 5 | 4 | -80.0 | -75.0 | 6 | 12 | -50.0 |
| Edmundston - Woodstock | 10 | 10 | 10 | 0.0 | 0.0 | 39 | 58 | -32.8 |
| Bankruptcies | 9 | 7 | 9 | 28.6 | 0.0 | 30 | 49 | -38.8 |
| Proposals | 1 | 3 | 1 | -66.7 | 0.0 | 9 | 9 | 0.0 |
| Quebec | 609 | 537 | 676 | 13.4 | -9.9 | 2 526 | 2 711 | -6.8 |
| Bankruptcies | 435 | 423 | 547 | 2.8 | -20.5 | 1 894 | 2 157 | -12.2 |
| Proposals | 174 | 114 | 129 | 52.6 | 34.9 | 632 | 554 | 14.1 |
| Gaspésie — Îles-de-la-Madeleine | 1 | 2 | 10 | -50.0 | -90.0 | 9 | 25 | -64.0 |
| Bankruptcies | 1 | 1 | 6 | 0.0 | -83.3 | 7 | 16 | -56.3 |
| Proposals | 0 | 1 | 4 | -100.0 | -100.0 | 2 | 9 | -77.8 |
| Bas-Saint-Laurent | 7 | 8 | 18 | -12.5 | -61.1 | 55 | 68 | -19.1 |
| Bankruptcies | 5 | 6 | 15 | -16.7 | -66.7 | 41 | 55 | -25.5 |
| Proposals | 2 | 2 | 3 | 0.0 | -33.3 | 14 | 13 | 7.7 |
| Capitale-Nationale | 40 | 25 | 61 | 60.0 | -34.4 | 190 | 220 | -13.6 |
| Bankruptcies | 17 | 18 | 42 | -5.6 | -59.5 | 113 | 159 | -28.9 |
| Proposals | 23 | 7 | 19 | 228.6 | 21.1 | 77 | 61 | 26.2 |
| Chaudière - Appalaches | 25 | 15 | 38 | 66.7 | -34.2 | 109 | 145 | -24.8 |
| Bankruptcies | 23 | 14 | 32 | 64.3 | -28.1 | 81 | 116 | -30.2 |
| Proposals | 2 | 1 | 6 | 100.0 | -66.7 | 28 | 29 | -3.4 |
| Estrie | 20 | 26 | 22 | -23.1 | -9.1 | 104 | 76 | 36.8 |
| Bankruptcies | 15 | 21 | 20 | -28.6 | -25.0 | 85 | 64 | 32.8 |
| Proposals | 5 | 5 | 2 | 0.0 | 150.0 | 19 | 12 | 58.3 |
| Centre-du-Québec | 10 | 11 | 21 | -9.1 | -52.4 | 46 | 77 | -40.3 |
| Bankruptcies | 4 | 9 | 17 | -55.6 | -76.5 | 32 | 59 | -45.8 |
| Proposals | 6 | 2 | 4 | 200.0 | 50.0 | 14 | 18 | -22.2 |
| Montérégie | 114 | 98 | 102 | 16.3 | 11.8 | 403 | 395 | 2.0 |
| Bankruptcies | 87 | 74 | 85 | 17.6 | 2.4 | 311 | 313 | -0.6 |
| Proposals | 27 | 24 | 17 | 12.5 | 58.8 | 92 | 82 | 12.2 |
| Montréal | 197 | 178 | 208 | 10.7 | -5.3 | 789 | 801 | -1.5 |
| Bankruptcies | 140 | 145 | 176 | -3.4 | -20.5 | 610 | 657 | -7.2 |
| Proposals | 57 | 33 | 32 | 72.7 | 78.1 | 179 | 144 | 24.3 |
| Laval | 31 | 38 | 26 | -18.4 | 19.2 | 162 | 160 | 1.3 |
| Bankruptcies | 18 | 28 | 22 | -35.7 | -18.2 | 122 | 132 | -7.6 |
| Proposals | 13 | 10 | 4 | 30.0 | 225.0 | 40 | 28 | 42.9 |
| Lanaudière | 38 | 26 | 24 | 46.2 | 58.3 | 144 | 119 | 21.0 |
| Bankruptcies | 28 | 19 | 18 | 47.4 | 55.6 | 107 | 89 | 20.2 |
| Proposals | 10 | 7 | 6 | 42.9 | 66.7 | 37 | 30 | 23.3 |
| Laurentides | 53 | 42 | 57 | 26.2 | -7.0 | 213 | 204 | 4.4 |
| Bankruptcies | 35 | 36 | 44 | -2.8 | -20.5 | 154 | 159 | -3.1 |
| Proposals | 18 | 6 | 13 | 200.0 | 38.5 | 59 | 45 | 31.1 |
| Outaouais | 20 | 10 | 30 | 100.0 | -33.3 | 79 | 127 | -37.8 |
| Bankruptcies | 12 | 8 | 22 | 50.0 | -45.5 | 52 | 97 | -46.4 |
| Proposals | 8 | 2 | 8 | 300.0 | 0.0 | 27 | 30 | -10.0 |
| Abitibi — Témiscamingue | 15 | 4 | 2 | 275.0 | 650.0 | 33 | 36 | -8.3 |
| Bankruptcies | 15 | 3 | 1 | 400.0 | 1 400.0 | 31 | 32 | -3.1 |
| Proposals | 0 | 1 | 1 | -100.0 | -100.0 | 2 | 4 | -50.0 |
| Mauricie | 24 | 22 | 22 | 9.1 | 9.1 | 103 | 104 | -1.0 |
| Bankruptcies | 22 | 17 | 19 | 29.4 | 15.8 | 76 | 78 | -2.6 |
| Proposals | 2 | 5 | 3 | -60.0 | -33.3 | 27 | 26 | 3.8 |
| Saguenay — Lac-Saint-Jean | 10 | 23 | 26 | -56.5 | -61.5 | 68 | 109 | -37.6 |
| Bankruptcies | 10 | 18 | 19 | -44.4 | -47.4 | 56 | 94 | -40.4 |
| Proposals | 0 | 5 | 7 | -100.0 | -100.0 | 12 | 15 | -20.0 |
| Côte-Nord | 1 | 4 | 6 | -75.0 | -83.3 | 16 | 33 | -51.5 |
| Bankruptcies | 1 | 2 | 6 | -50.0 | -83.3 | 14 | 28 | -50.0 |
| Proposals | 0 | 2 | 0 | -100.0 | -- | 2 | 5 | -60.0 |
| Nord-du-Québec | 0 | 2 | 1 | -100.0 | -100.0 | 3 | 8 | -62.5 |
| Bankruptcies | 0 | 2 | 1 | -100.0 | -100.0 | 3 | 8 | -62.5 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Ontario | 565 | 643 | 684 | -12.1 | -17.4 | 2 559 | 2 852 | -10.3 |
| Bankruptcies | 482 | 569 | 583 | -15.3 | -17.3 | 2 208 | 2 437 | -9.4 |
| Proposals | 83 | 74 | 101 | 12.2 | -17.8 | 351 | 415 | -15.4 |
| Ottawa | 50 | 53 | 91 | -5.7 | -45.1 | 233 | 289 | -19.4 |
| Bankruptcies | 40 | 44 | 72 | -9.1 | -44.4 | 195 | 236 | -17.4 |
| Proposals | 10 | 9 | 19 | 11.1 | -47.4 | 38 | 53 | -28.3 |
| Kingston — Pembroke | 18 | 20 | 24 | -10.0 | -25.0 | 77 | 87 | -11.5 |
| Bankruptcies | 14 | 18 | 24 | -22.2 | -41.7 | 68 | 77 | -11.7 |
| Proposals | 4 | 2 | 0 | 100.0 | -- | 9 | 10 | -10.0 |
| Muskoka — Kawarthas | 17 | 12 | 11 | 41.7 | 54.5 | 55 | 52 | 5.8 |
| Bankruptcies | 16 | 11 | 11 | 45.5 | 45.5 | 49 | 48 | 2.1 |
| Proposals | 1 | 1 | 0 | 0.0 | -- | 6 | 4 | 50.0 |
| Toronto | 294 | 331 | 319 | -11.2 | -7.8 | 1 322 | 1 423 | -7.1 |
| Bankruptcies | 247 | 293 | 262 | -15.7 | -5.7 | 1 120 | 1 195 | -6.3 |
| Proposals | 47 | 38 | 57 | 23.7 | -17.5 | 202 | 228 | -11.4 |
| Kitchener — Waterloo - Barrie | 47 | 67 | 50 | -29.9 | -6.0 | 220 | 227 | -3.1 |
| Bankruptcies | 40 | 59 | 44 | -32.2 | -9.1 | 185 | 194 | -4.6 |
| Proposals | 7 | 8 | 6 | -12.5 | 16.7 | 35 | 33 | 6.1 |
| Hamilton — Niagara Peninsula | 67 | 78 | 77 | -14.1 | -13.0 | 287 | 312 | -8.0 |
| Bankruptcies | 61 | 69 | 65 | -11.6 | -6.2 | 258 | 276 | -6.5 |
| Proposals | 6 | 9 | 12 | -33.3 | -50.0 | 29 | 36 | -19.4 |
| London | 23 | 22 | 31 | 4.5 | -25.8 | 90 | 109 | -17.4 |
| Bankruptcies | 17 | 17 | 30 | 0.0 | -43.3 | 75 | 101 | -25.7 |
| Proposals | 6 | 5 | 1 | 20.0 | 500.0 | 15 | 8 | 87.5 |
| Windsor — Sarnia | 11 | 21 | 30 | -47.6 | -63.3 | 86 | 134 | -35.8 |
| Bankruptcies | 11 | 21 | 24 | -47.6 | -54.2 | 80 | 102 | -21.6 |
| Proposals | 0 | 0 | 6 | -- | -100.0 | 6 | 32 | -81.3 |
| Stratford — Bruce Peninsula | 9 | 11 | 7 | -18.2 | 28.6 | 45 | 33 | 36.4 |
| Bankruptcies | 8 | 11 | 7 | -27.3 | 14.3 | 41 | 30 | 36.7 |
| Proposals | 1 | 0 | 0 | -- | -- | 4 | 3 | 33.3 |
| Northeast | 14 | 14 | 36 | 0.0 | -61.1 | 97 | 144 | -32.6 |
| Bankruptcies | 14 | 13 | 36 | 7.7 | -61.1 | 93 | 136 | -31.6 |
| Proposals | 0 | 1 | 0 | -100.0 | -- | 4 | 8 | -50.0 |
| Northwest | 13 | 11 | 9 | 18.2 | 44.4 | 46 | 42 | 9.5 |
| Bankruptcies | 13 | 11 | 9 | 18.2 | 44.4 | 44 | 42 | 4.8 |
| Proposals | 0 | 0 | 0 | -- | -- | 2 | 0 | -- |
| Manitoba | 23 | 15 | 22 | 53.3 | 4.5 | 88 | 112 | -21.4 |
| Bankruptcies | 14 | 10 | 19 | 40.0 | -26.3 | 65 | 103 | -36.9 |
| Proposals | 9 | 5 | 3 | 80.0 | 200.0 | 23 | 9 | 155.6 |
| Southeast | 2 | 0 | 3 | -- | -33.3 | 6 | 10 | -40.0 |
| Bankruptcies | 1 | 0 | 3 | -- | -66.7 | 5 | 10 | -50.0 |
| Proposals | 1 | 0 | 0 | -- | -- | 1 | 0 | -- |
| South Central | 1 | 0 | 1 | -- | 0.0 | 2 | 3 | -33.3 |
| Bankruptcies | 1 | 0 | 0 | -- | -- | 2 | 2 | 0.0 |
| Proposals | 0 | 0 | 1 | -- | -100.0 | 0 | 1 | -100.0 |
| Southwest | 5 | 4 | 4 | 25.0 | 25.0 | 20 | 30 | -33.3 |
| Bankruptcies | 3 | 2 | 4 | 50.0 | -25.0 | 16 | 28 | -42.9 |
| Proposals | 2 | 2 | 0 | 0.0 | -- | 4 | 2 | 100.0 |
| North Central | 2 | 0 | 1 | -- | 100.0 | 11 | 7 | 57.1 |
| Bankruptcies | 2 | 0 | 0 | -- | -- | 8 | 6 | 33.3 |
| Proposals | 0 | 0 | 1 | -- | -100.0 | 3 | 1 | 200.0 |
| Winnipeg | 10 | 8 | 8 | 25.0 | 25.0 | 38 | 44 | -13.6 |
| Bankruptcies | 4 | 5 | 7 | -20.0 | -42.9 | 23 | 40 | -42.5 |
| Proposals | 6 | 3 | 1 | 100.0 | 500.0 | 15 | 4 | 275.0 |
| Interlake | 1 | 1 | 2 | 0.0 | -50.0 | 3 | 12 | -75.0 |
| Bankruptcies | 1 | 1 | 2 | 0.0 | -50.0 | 3 | 11 | -72.7 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 1 | -100.0 |
| Parklands | 1 | 2 | 2 | -50.0 | -50.0 | 4 | 4 | 0.0 |
| Bankruptcies | 1 | 2 | 2 | -50.0 | -50.0 | 4 | 4 | 0.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| North | 0 | 0 | 0 | -- | -- | 3 | 0 | -- |
| Bankruptcies | 0 | 0 | 0 | -- | -- | 3 | 0 | -- |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Saskatchewan | 43 | 55 | 44 | -21.8 | -2.3 | 219 | 205 | 6.8 |
| Bankruptcies | 24 | 45 | 37 | -46.7 | -35.1 | 161 | 150 | 7.3 |
| Proposals | 19 | 10 | 7 | 90.0 | 171.4 | 58 | 55 | 5.5 |
| Regina - Moose Mountain | 13 | 23 | 16 | -43.5 | -18.8 | 73 | 51 | 43.1 |
| Bankruptcies | 3 | 19 | 11 | -84.2 | -72.7 | 51 | 33 | 54.5 |
| Proposals | 10 | 4 | 5 | 150.0 | 100.0 | 22 | 18 | 22.2 |
| Swift Current - Moose Jaw | 9 | 3 | 2 | 200.0 | 350.0 | 24 | 29 | -17.2 |
| Bankruptcies | 4 | 3 | 2 | 33.3 | 100.0 | 15 | 22 | -31.8 |
| Proposals | 5 | 0 | 0 | -- | -- | 9 | 7 | 28.6 |
| Saskatoon - Biggar | 12 | 12 | 11 | 0.0 | 9.1 | 53 | 61 | -13.1 |
| Bankruptcies | 10 | 9 | 10 | 11.1 | 0.0 | 45 | 44 | 2.3 |
| Proposals | 2 | 3 | 1 | -33.3 | 100.0 | 8 | 17 | -52.9 |
| Yorkton - Melville | 3 | 10 | 4 | -70.0 | -25.0 | 23 | 20 | 15.0 |
| Bankruptcies | 3 | 8 | 3 | -62.5 | 0.0 | 19 | 15 | 26.7 |
| Proposals | 0 | 2 | 1 | -100.0 | -100.0 | 4 | 5 | -20.0 |
| Prince Albert | 5 | 6 | 11 | -16.7 | -54.5 | 39 | 39 | 0.0 |
| Bankruptcies | 3 | 5 | 11 | -40.0 | -72.7 | 26 | 32 | -18.8 |
| Proposals | 2 | 1 | 0 | 100.0 | -- | 13 | 7 | 85.7 |
| Northern | 0 | 1 | 1 | -100.0 | -100.0 | 6 | 4 | 50.0 |
| Bankruptcies | 0 | 1 | 1 | -100.0 | -100.0 | 5 | 4 | 25.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 1 | 0 | -- |
| Alberta | 114 | 125 | 127 | -8.8 | -10.2 | 486 | 524 | -7.3 |
| Bankruptcies | 97 | 103 | 110 | -5.8 | -11.8 | 405 | 447 | -9.4 |
| Proposals | 17 | 22 | 17 | -22.7 | 0.0 | 81 | 77 | 5.2 |
| Lethbridge - Medicine Hat | 4 | 3 | 9 | 33.3 | -55.6 | 13 | 53 | -75.5 |
| Bankruptcies | 3 | 3 | 5 | 0.0 | -40.0 | 11 | 47 | -76.6 |
| Proposals | 1 | 0 | 4 | -- | -75.0 | 2 | 6 | -66.7 |
| Camrose - Drumheller | 8 | 3 | 3 | 166.7 | 166.7 | 19 | 17 | 11.8 |
| Bankruptcies | 8 | 1 | 3 | 700.0 | 166.7 | 17 | 15 | 13.3 |
| Proposals | 0 | 2 | 0 | -100.0 | -- | 2 | 2 | 0.0 |
| Calgary | 42 | 53 | 48 | -20.8 | -12.5 | 193 | 210 | -8.1 |
| Bankruptcies | 39 | 42 | 47 | -7.1 | -17.0 | 159 | 183 | -13.1 |
| Proposals | 3 | 11 | 1 | -72.7 | 200.0 | 34 | 27 | 25.9 |
| Banff - Jasper - Rocky Mountain House | 4 | 0 | 7 | -- | -42.9 | 10 | 13 | -23.1 |
| Bankruptcies | 4 | 0 | 7 | -- | -42.9 | 9 | 12 | -25.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 1 | 1 | 0.0 |
| Red Deer | 12 | 8 | 16 | 50.0 | -25.0 | 35 | 41 | -14.6 |
| Bankruptcies | 10 | 7 | 15 | 42.9 | -33.3 | 31 | 35 | -11.4 |
| Proposals | 2 | 1 | 1 | 100.0 | 100.0 | 4 | 6 | -33.3 |
| Edmonton | 27 | 29 | 22 | -6.9 | 22.7 | 115 | 119 | -3.4 |
| Bankruptcies | 18 | 24 | 18 | -25.0 | 0.0 | 86 | 98 | -12.2 |
| Proposals | 9 | 5 | 4 | 80.0 | 125.0 | 29 | 21 | 38.1 |
| Athabasca — Grande Prairie — Peace River | 14 | 19 | 17 | -26.3 | -17.6 | 68 | 50 | 36.0 |
| Bankruptcies | 12 | 17 | 11 | -29.4 | 9.1 | 62 | 39 | 59.0 |
| Proposals | 2 | 2 | 6 | 0.0 | -66.7 | 6 | 11 | -45.5 |
| Wood Buffalo - Cold Lake | 3 | 9 | 4 | -66.7 | -25.0 | 32 | 20 | 60.0 |
| Bankruptcies | 3 | 8 | 4 | -62.5 | -25.0 | 29 | 17 | 70.6 |
| Proposals | 0 | 1 | 0 | -100.0 | -- | 3 | 3 | 0.0 |
| British Columbia | 82 | 119 | 136 | -31.1 | -39.7 | 485 | 540 | -10.2 |
| Bankruptcies | 66 | 82 | 112 | -19.5 | -41.1 | 380 | 454 | -16.3 |
| Proposals | 16 | 37 | 24 | -56.8 | -33.3 | 105 | 86 | 22.1 |
| Vancouver Island and Coast | 10 | 36 | 32 | -72.2 | -68.8 | 94 | 111 | -15.3 |
| Bankruptcies | 5 | 10 | 30 | -50.0 | -83.3 | 49 | 95 | -48.4 |
| Proposals | 5 | 26 | 2 | -80.8 | 150.0 | 45 | 16 | 181.3 |
| Lower Mainland - Southwest | 52 | 52 | 61 | 0.0 | -14.8 | 247 | 224 | 10.3 |
| Bankruptcies | 46 | 44 | 44 | 4.5 | 4.5 | 205 | 187 | 9.6 |
| Proposals | 6 | 8 | 17 | -25.0 | -64.7 | 42 | 37 | 13.5 |
| Thompson - Okanagan | 11 | 22 | 21 | -50.0 | -47.6 | 71 | 102 | -30.4 |
| Bankruptcies | 10 | 20 | 19 | -50.0 | -47.4 | 67 | 89 | -24.7 |
| Proposals | 1 | 2 | 2 | -50.0 | -50.0 | 4 | 13 | -69.2 |
| Kootenay | 0 | 1 | 7 | -100.0 | -100.0 | 13 | 28 | -53.6 |
| Bankruptcies | 0 | 1 | 5 | -100.0 | -100.0 | 9 | 17 | -47.1 |
| Proposals | 0 | 0 | 2 | -- | -100.0 | 4 | 11 | -63.6 |
| Cariboo | 2 | 6 | 9 | -66.7 | -77.8 | 45 | 46 | -2.2 |
| Bankruptcies | 0 | 5 | 8 | -100.0 | -100.0 | 36 | 43 | -16.3 |
| Proposals | 2 | 1 | 1 | 100.0 | 100.0 | 9 | 3 | 200.0 |
| North Coast | 1 | 2 | 0 | -50.0 | -- | 6 | 8 | -25.0 |
| Bankruptcies | 1 | 2 | 0 | -50.0 | -- | 6 | 5 | 20.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 3 | -100.0 |
| Nechako | 1 | 0 | 4 | -- | -75.0 | 4 | 8 | -50.0 |
| Bankruptcies | 1 | 0 | 4 | -- | -75.0 | 4 | 8 | -50.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Northeast | 4 | 0 | 2 | -- | 100.0 | 6 | 11 | -45.5 |
| Bankruptcies | 3 | 0 | 2 | -- | 50.0 | 4 | 9 | -55.6 |
| Proposals | 1 | 0 | 0 | -- | -- | 2 | 2 | 0.0 |
| Northwest Territories | 0 | 0 | 0 | -- | -- | 0 | 1 | -100.0 |
| Bankruptcies | 0 | 0 | 0 | -- | -- | 0 | 1 | -100.0 |
| Proposals | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Yukon Territory | 2 | 0 | 0 | -- | -- | 2 | 4 | -50.0 |
| Bankruptcies | 0 | 0 | 0 | -- | -- | 0 | 4 | -100.0 |
| Proposals | 2 | 0 | 0 | -- | -- | 2 | 0 | -- |
| Nunavut | 0 | 1 | 0 | -100.0 | -- | 1 | 0 | -- |
| Bankruptcies | 0 | 0 | 0 | -- | -- | 0 | 0 | -- |
| Proposals | 0 | 1 | 0 | -100.0 | -- | 1 | 0 | -- |
Table 7: Insolvencies Filed by Consumers by CMA
| Prov. | Volume | % Change | 12-Month Period Ending | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Q4 2009 | Q3 2009 | Q4 2008 | Q3 2009 to Q4 2009 | Q4 2008 to Q4 2009 | 12-31-2009 | 12-31-2008 | % Change | ||
| St. John's | N.L. | 165 | 201 | 203 | -17.9 | -18.7 | 794 | 820 | -3.2 |
| Bankruptcies | 148 | 183 | 193 | -19.1 | -23.3 | 736 | 798 | -7.8 | |
| Proposals | 17 | 18 | 10 | -5.6 | 70.0 | 58 | 22 | 163.6 | |
| Halifax | N.S. | 468 | 509 | 396 | -8.1 | 18.2 | 1 922 | 1 592 | 20.7 |
| Bankruptcies | 385 | 463 | 359 | -16.8 | 7.2 | 1 674 | 1 411 | 18.6 | |
| Proposals | 83 | 46 | 37 | 80.4 | 124.3 | 248 | 181 | 37.0 | |
| Moncton | N.B. | 194 | 250 | 166 | -22.4 | 16.9 | 834 | 630 | 32.4 |
| Bankruptcies | 146 | 219 | 140 | -33.3 | 4.3 | 703 | 546 | 28.8 | |
| Proposals | 48 | 31 | 26 | 54.8 | 84.6 | 131 | 84 | 56.0 | |
| Saint John | N.B. | 117 | 161 | 139 | -27.3 | -15.8 | 572 | 530 | 7.9 |
| Bankruptcies | 91 | 140 | 122 | -35.0 | -25.4 | 464 | 445 | 4.3 | |
| Proposals | 26 | 21 | 17 | 23.8 | 52.9 | 108 | 85 | 27.1 | |
| Saguenay | Que. | 167 | 199 | 190 | -16.1 | -12.1 | 771 | 651 | 18.4 |
| Bankruptcies | 143 | 172 | 168 | -16.9 | -14.9 | 667 | 565 | 18.1 | |
| Proposals | 24 | 27 | 22 | -11.1 | 9.1 | 104 | 86 | 20.9 | |
| Québec | Que. | 651 | 726 | 593 | -10.3 | 9.8 | 2 845 | 2 405 | 18.3 |
| Bankruptcies | 518 | 642 | 519 | -19.3 | -0.2 | 2 469 | 2 123 | 16.3 | |
| Proposals | 133 | 84 | 74 | 58.3 | 79.7 | 376 | 282 | 33.3 | |
| Sherbrooke | Que. | 213 | 282 | 233 | -24.5 | -8.6 | 959 | 858 | 11.8 |
| Bankruptcies | 176 | 259 | 218 | -32.0 | -19.3 | 856 | 779 | 9.9 | |
| Proposals | 37 | 23 | 15 | 60.9 | 146.7 | 103 | 79 | 30.4 | |
| Trois-Rivières | Que. | 198 | 210 | 157 | -5.7 | 26.1 | 789 | 623 | 26.6 |
| Bankruptcies | 158 | 180 | 144 | -12.2 | 9.7 | 669 | 549 | 21.9 | |
| Proposals | 40 | 30 | 13 | 33.3 | 207.7 | 120 | 74 | 62.2 | |
| Montréal | Que. | 4 773 | 5 535 | 4 594 | -13.8 | 3.9 | 21 114 | 17 408 | 21.3 |
| Bankruptcies | 3 465 | 4 573 | 3 682 | -24.2 | -5.9 | 16 770 | 13 909 | 20.6 | |
| Proposals | 1 308 | 962 | 912 | 36.0 | 43.4 | 4 344 | 3 499 | 24.1 | |
| Ottawa - Gatineau | Ont./ Que. | 1 162 | 1 486 | 1 257 | -21.8 | -7.6 | 5 438 | 4 868 | 11.7 |
| Bankruptcies | 837 | 1 183 | 1 002 | -29.2 | -16.5 | 4 130 | 3 764 | 9.7 | |
| Proposals | 325 | 303 | 255 | 7.3 | 27.5 | 1 308 | 1 104 | 18.5 | |
| Kingston | Ont. | 161 | 213 | 175 | -24.4 | -8.0 | 758 | 632 | 19.9 |
| Bankruptcies | 130 | 182 | 146 | -28.6 | -11.0 | 646 | 519 | 24.5 | |
| Proposals | 31 | 31 | 29 | 0.0 | 6.9 | 112 | 113 | -0.9 | |
| Peterborough | Ont. | 110 | 116 | 115 | -5.2 | -4.3 | 480 | 364 | 31.9 |
| Bankruptcies | 64 | 91 | 85 | -29.7 | -24.7 | 351 | 294 | 19.4 | |
| Proposals | 46 | 25 | 30 | 84.0 | 53.3 | 129 | 70 | 84.3 | |
| Oshawa | Ont. | 496 | 628 | 476 | -21.0 | 4.2 | 2 205 | 1 565 | 40.9 |
| Bankruptcies | 255 | 392 | 320 | -34.9 | -20.3 | 1 330 | 1 044 | 27.4 | |
| Proposals | 241 | 236 | 156 | 2.1 | 54.5 | 875 | 521 | 67.9 | |
| Toronto | Ont. | 6 293 | 6 810 | 5 419 | -7.6 | 16.1 | 25 653 | 19 088 | 34.4 |
| Bankruptcies | 3 347 | 4 333 | 3 408 | -22.8 | -1.8 | 15 423 | 12 208 | 26.3 | |
| Proposals | 2 946 | 2 477 | 2 011 | 18.9 | 46.5 | 10 230 | 6 880 | 48.7 | |
| Hamilton | Ont. | 934 | 992 | 817 | -5.8 | 14.3 | 3 875 | 2 860 | 35.5 |
| Bankruptcies | 634 | 758 | 603 | -16.4 | 5.1 | 2 737 | 2 093 | 30.8 | |
| Proposals | 300 | 234 | 214 | 28.2 | 40.2 | 1 138 | 767 | 48.4 | |
| St. Catharines - Niagara | Ont. | 598 | 601 | 521 | -0.5 | 14.8 | 2 440 | 1 823 | 33.8 |
| Bankruptcies | 385 | 436 | 371 | -11.7 | 3.8 | 1 736 | 1 394 | 24.5 | |
| Proposals | 213 | 165 | 150 | 29.1 | 42.0 | 704 | 429 | 64.1 | |
| Kitchener | Ont. | 654 | 742 | 568 | -11.9 | 15.1 | 2 736 | 1 965 | 39.2 |
| Bankruptcies | 438 | 546 | 378 | -19.8 | 15.9 | 1 974 | 1 353 | 45.9 | |
| Proposals | 216 | 196 | 190 | 10.2 | 13.7 | 762 | 612 | 24.5 | |
| Brantford | Ont. | 223 | 228 | 169 | -2.2 | 32.0 | 822 | 586 | 40.3 |
| Bankruptcies | 154 | 163 | 115 | -5.5 | 33.9 | 583 | 417 | 39.8 | |
| Proposals | 69 | 65 | 54 | 6.2 | 27.8 | 239 | 169 | 41.4 | |
| Guelph | Ont. | 153 | 230 | 128 | -33.5 | 19.5 | 734 | 497 | 47.7 |
| Bankruptcies | 108 | 164 | 83 | -34.1 | 30.1 | 509 | 340 | 49.7 | |
| Proposals | 45 | 66 | 45 | -31.8 | 0.0 | 225 | 157 | 43.3 | |
| London | Ont. | 708 | 855 | 681 | -17.2 | 4.0 | 3 205 | 2 414 | 32.8 |
| Bankruptcies | 527 | 693 | 534 | -24.0 | -1.3 | 2 565 | 1 891 | 35.6 | |
| Proposals | 181 | 162 | 147 | 11.7 | 23.1 | 640 | 523 | 22.4 | |
| Windsor | Ont. | 584 | 713 | 615 | -18.1 | -5.0 | 2 676 | 2 177 | 22.9 |
| Bankruptcies | 408 | 598 | 475 | -31.8 | -14.1 | 2 117 | 1 690 | 25.3 | |
| Proposals | 176 | 115 | 140 | 53.0 | 25.7 | 559 | 487 | 14.8 | |
| Barrie | Ont. | 299 | 342 | 283 | -12.6 | 5.7 | 1 306 | 931 | 40.3 |
| Bankruptcies | 188 | 259 | 204 | -27.4 | -7.8 | 885 | 654 | 35.3 | |
| Proposals | 111 | 83 | 79 | 33.7 | 40.5 | 421 | 277 | 52.0 | |
| Greater Sudbury | Ont. | 246 | 317 | 186 | -22.4 | 32.3 | 1 059 | 713 | 48.5 |
| Bankruptcies | 196 | 270 | 156 | -27.4 | 25.6 | 876 | 577 | 51.8 | |
| Proposals | 50 | 47 | 30 | 6.4 | 66.7 | 183 | 136 | 34.6 | |
| Thunder Bay | Ont. | 129 | 154 | 121 | -16.2 | 6.6 | 600 | 408 | 47.1 |
| Bankruptcies | 106 | 129 | 94 | -17.8 | 12.8 | 493 | 340 | 45.0 | |
| Proposals | 23 | 25 | 27 | -8.0 | -14.8 | 107 | 68 | 57.4 | |
| Winnipeg | Man. | 490 | 531 | 482 | -7.7 | 1.7 | 2 038 | 1 694 | 20.3 |
| Bankruptcies | 381 | 411 | 375 | -7.3 | 1.6 | 1 614 | 1 317 | 22.6 | |
| Proposals | 109 | 120 | 107 | -9.2 | 1.9 | 424 | 377 | 12.5 | |
| Regina | Sask. | 106 | 166 | 105 | -36.1 | 1.0 | 527 | 422 | 24.9 |
| Bankruptcies | 54 | 113 | 89 | -52.2 | -39.3 | 353 | 320 | 10.3 | |
| Proposals | 52 | 53 | 16 | -1.9 | 225.0 | 174 | 102 | 70.6 | |
| Saskatoon | Sask. | 153 | 149 | 116 | 2.7 | 31.9 | 596 | 424 | 40.6 |
| Bankruptcies | 101 | 110 | 73 | -8.2 | 38.4 | 425 | 317 | 34.1 | |
| Proposals | 52 | 39 | 43 | 33.3 | 20.9 | 171 | 107 | 59.8 | |
| Calgary | Alta. | 752 | 1 145 | 671 | -34.3 | 12.1 | 3 755 | 2 158 | 74.0 |
| Bankruptcies | 568 | 970 | 575 | -41.4 | -1.2 | 3 128 | 1 846 | 69.4 | |
| Proposals | 184 | 175 | 96 | 5.1 | 91.7 | 627 | 312 | 101.0 | |
| Edmonton | Alta. | 840 | |||||||